3784 NW 31st Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3784 NW 31st Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2006
Lot Size	0.355 acres (15,464 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Aug 2022)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0020-00320-0150`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0020-00320-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,708 sqft Heated Area
Gross Area	1,926 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,464 sqft (0.355 acres)
Lot Dimensions	125 ft deep x 124 ft wide
Porch	Open Porch
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3784 NW 31ST AVE
City	OKEECHOBEE
State	FL
Zip	34972-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED UNIT NUMBER 2 (PLAT BOOK 3 PAGE 28) LOT 15 BLOCK 32
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INC UN 02
Legal Block	32
Legal Lot Number	15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1038
Census Tract	910201

Owner

3784 NW 31st Ave is owned and occupied by an individual who bought it in August 2022.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3784 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Mar 13, 2006 · Amount on File
Deed Document Number	2022010452
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 1, 2022
Property Address	3784 NW 31ST AVE, OKEECHOBEE, FL 34972-1343
Document Number	0000010452
Map Reference	MB 3 PG 28
Instrument Date	Jul 26, 2022
Instrument	2022010452
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 MIDDLE RD, MILLERTON, PA 16936-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3784 NW 31ST AVE, OKEECHOBEE, FL 34972-1343

Mortgage

Document Number	0000010453
Date	Aug 1, 2022
Instrument	2022010453

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3784 NW 31st Ave was $2,574 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 Homeowner's exemption	$228,382 Land $26,500 Building $201,882	$228,382 Land $26,500 Building $201,882
2023	$3,135.00 (+12.45%) Homeowner's exemption	$219,382 (+24.02%) Land $17,500 Building $201,882	$219,382 (+24.02%) Land $17,500 Building $201,882
2022	$2,788.00	$176,888 Land $12,000 Building $164,888	$176,888 Land $12,000 Building $164,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3784 NW 31st Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3784 NW 31st Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20