3934 Craig Ave, Sebring, FL 33870 Property Records

Highlands County property record for 3934 Craig Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,042 sqft · built 1956
Lot Size0.243 acres (10,625 sqft)
OwnerOwner Name on Record
Last Sale$50,000 (Aug 2000)
Tax Bill$651 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC-12-34-28-030-0000-0450

Property Details

APN / Parcel Number

Primary APNC-12-34-28-030-0000-0450

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,042 sqft Living Area
1st Floor Area837 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,625 sqft (0.243 acres)
Lot Dimensions125 ft deep x 85 ft wide
DrivewayDriveway
Driveway Area432 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area210 sqft
Patio Area84 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address3934 CRAIG AVE
CitySEBRING
StateFL
Zip33870-1196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SEBRING ESTATES PB 4-PG 79 LOT 45
Legal Range28E
Legal Township34S
Legal Section12
Legal SubdivisionLAKE SEBRING ESTATES
Legal Lot Number45
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3011
Census Tract960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3934 CRAIG AVE, SEBRING, FL 33870-1196
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2000 · Amount on Record
Deed SaleAug 22, 2000 · Amount on Record
Prior SaleOct 24, 2000 · Amount on Record
Deed Document Number0015101776
Deed Book / PageC1234
Last Transfer DateAug 16, 2010
Transfer Doc0001593321
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3934 CRAIG AVE, SEBRING, FL 33870-1196
Document Number0001987318
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3934 CRAIG AVE SEBRING FL 338701196, SEBRING, FL 33870-1196

Mortgage

Document Number0001987318
DateJun 2, 2020
Book Page002755/001479
Instrument1987318
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,341 (+5.99%)$124,073 (+18.45%) Land $17,000 Building $107,073
2024$651.00 (+2.68%)
2023$634.00 (+1.44%) Homeowner's exemption$52,215 (+3%)$104,751 (+17.15%) Land $12,750 Building $92,001
2022$625.00 Homeowner's exemption$50,694$89,418 Land $8,075 Building $81,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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