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3905 Craig Ave, Sebring, FL 33870 Property Records

Highlands County property record for 3905 Craig Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,674 sqft · built 2023
Lot Size0.257 acres (11,201 sqft)
OwnerCompany Name on File
Last Sale$6,000 (Jun 2020)
Tax Bill$4,820 (2025)
Deeds & MortgagesNov 2022 Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APNC-12-34-28-030-0000-0350

Property Details

APN / Parcel Number

Primary APNC-12-34-28-030-0000-0350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,164 sqft
1st Floor Area1,674 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,201 sqft (0.257 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area490 sqft
DrivewayDriveway
Driveway Area510 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3905 CRAIG AVE
CitySEBRING
StateFL
Zip33870-1197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE SEBRING ESTATES PB 4 PG 79 LOT 35
Legal Range28E
Legal Township34S
Legal Section12
Legal SubdivisionLAKE SEBRING ESTATES
Legal Lot Number35
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3010
Census Tract960700

Owner

3905 Craig Ave is owned by a company that acquired it in January 2025.

Source: Highlands County records, as of June 22, 2026

Owner of RecordCompany Name on File
Mailing Address4361 FOX GLEN LOOP, KISSIMMEE, FL 34746-3476
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
BAKFIELD LLC
Jun 19, 2020Warranty Deed, Transfer
OLYMPIA TITLE AND ESCROW, OLYMPIA TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2020 · Amount on File
Deed SaleJun 19, 2020 · Amount on File
Prior SaleMar 4, 2016 · Amount on File
Deed Document Number20201989136
Deed Book / Page2758 / 1227
Last Transfer DateJan 10, 2025
Transfer Doc0002240799
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3905 CRAIG AVE, SEBRING, FL 33870-1197
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyOLYMPIA TITLE & ESCROW CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4361 FOX GLEN LOOP, KISSIMMEE, FL 34746-3476

Mortgage

Document Number0002122174
DateNov 2, 2022
Book Page2939/1034
Instrument2122174
Lender
NameBAKFIELD LLC
TypeNon-Lending Institution
AddressOVIEDO, FL 32766
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueNov 1, 2023

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 19, 2020
Property Address3905 CRAIG AVE, SEBRING, FL 33870-1197
Document Number0001989136
Book / Page002758 / 001227
Instrument DateJun 17, 2020
Instrument1989136
Transaction TypeTransfer
Record UpdatedJul 1, 2020
Title CompanyOLYMPIA TITLE AND ESCROW, OLYMPIA TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$42.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4361 FOX GLEN LOOP KISSIMMEE FL 347463476, KISSIMMEE, FL 34746-3476

Tax Assessment & Valuation

The 2025 property tax bill for 3905 Craig Ave was $4,820, up 10.4% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,820.00 (+10.45%)$337,116 Land $18,000 Building $319,116$337,116 Land $18,000 Building $319,116
2024$4,364.00 (+1,051.45%)
2023$379.00 (+10.82%)$13,500 (+57.89%) Land $13,500$13,500 (+57.89%) Land $13,500
2022$342.00$8,550 Land $8,550$8,550 Land $8,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3905 Craig Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3905 Craig Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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