3934 Bent Tree Loop E, Lakeland, FL 33813 Property Records

Polk County property record for 3934 Bent Tree Loop E, Lakeland, FL 33813 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,570 sqft Living Area
Lot Size	8,952 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$304,000 (2023)
Tax Bill	$3,515.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274690-000860`
Alternative APNs	`052924274690000860` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,570 sqft Living Area
Gross Area	2,145 sqft Gross Area
1st Floor	1,570 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,952 sqft (0.206 acres)
Garage Type	Attached Garage
Garage Area	575 sqft Garage
Patio Area	396 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3934 BENT TREE LOOP E
City	LAKELAND
State	FL
Zip	33813-1301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE MEADOWS PB 65 PGS 24 THRU 26 LOT 86
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	MEADOWS THE
Legal Tract	274690
Legal Block	2
Legal Lot Number	86
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	2
Census Block	2002
Census Tract	10603

Owner

Source: Polk County records · APN 24-29-05-274690-000860

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3934 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2023 · Amount on Record
Deed Sale	May 04, 2023 · Amount on Record
Prior Sale	Nov 26, 2012 · Amount on Record
Deed Doc Number	2023104219
Deed Book / Page	12678 / 1598
Transfer Doc	0049700115
Record Refreshed	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 04, 2023
Property Address	3934 BENT TREE LOOP E, LAKELAND, FL 33813-1301
Document Number	0000104219
Book / Page	12678 / 1598
Map Reference	MB 65 PG 24-26
Instrument Date	May 01, 2023
Instrument	2023104219
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1439 BARTOW RD, LAKELAND, FL 33801-6574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	3934 BENT TREE LOOP E, LAKELAND, FL 33813-1301

Mortgage

Document Number	0126781600
Date	May 04, 2023
Instrument	12678/1600

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+199.15%) Homeowner's exemption	$238,068 (+122.37%) Land $35,000 Building $203,068	$238,068 (-1.97%) Land $35,000 Building $203,068
2023	$1,175.00 (+4.17%)	$107,061 (+3%)	$242,857 (+9.61%) Land $34,000 Building $208,857
2022	$1,128.00 Homeowner's exemption	$103,943	$221,558 Land $32,000 Building $189,558

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.