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3845 Bent Tree Loop E, Lakeland, FL 33813 Property Records

Polk County property record for 3845 Bent Tree Loop E, Lakeland, FL 33813 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,323 sqft Living Area
Lot Size7,688 sqft (0.177 acres)
OccupancyOwner Occupied
Last Sale$299,000 (2024)
Tax Bill$2,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-29-05-274690-001490
Alternative APNs
  • 052924274690001490
  • 52924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,323 sqft Living Area
Gross Area1,623 sqft Gross Area
1st Floor1,323 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area7,688 sqft (0.177 acres)
Garage TypeAttached Garage
Garage Area300 sqft Garage
Shed1 Shed
Patio Area154 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3845 BENT TREE LOOP E
CityLAKELAND
StateFL
Zip33813-1302
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE MEADOWS PB 65 PGS 24 THRU 26 LOT 149
Legal Range24E
Legal Township29S
Legal Section05
Legal SubdivisionMEADOWS THE
Legal Tract274690
Legal Block2
Legal Lot Number149
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup2
Census Block2003
Census Tract10603

Owner

Source: Polk County records · APN 24-29-05-274690-001490

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3845 BENT TREE LOOP E, LAKELAND, FL 33813-1302
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Jul 09, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GTE FIN'L
Feb 28, 2020Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2024 · Amount on Record
Deed SaleMar 07, 2024 · Amount on Record
Prior SaleJul 09, 2020 · Amount on Record
Deed Doc Number202453420
Deed Book / Page13031 / 1705
Prior Transfer DateApr 25, 2019
Prior Transfer Doc0000084782
Record RefreshedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 07, 2024
Property Address3845 BENT TREE LOOP E, LAKELAND, FL 33813-1302
Document Number0000053420
Book / Page13031 / 1705
Map ReferenceMB 65 PG 24-26
Instrument DateMar 01, 2024
Instrument2024053420
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyADVANTAGE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3417 SILVER MEADOW WAY, PLANT CITY, FL 33566-0725

Transferred To (Grantee/Buyer)

NameVerified Name
Address3845 BENT TREE LOOP E, LAKELAND, FL 33813-1302

Mortgage

Document Number0130311707
DateMar 07, 2024
Instrument13031/1707
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0000053422
DateMar 07, 2024
Book Page13031/1729
Instrument2024053422
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 09, 2020
Property Address3845 BENT TREE LOOP E, LAKELAND, FL 33813-1302
Document Number0112921206
Book / Page011292 / 001206
Instrument DateJun 25, 2020
Instrument136708
Transaction TypeTransfer
Record UpdatedAug 03, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,267.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3845 BENT TREE LOOP E LAKELAND FL 338131302, LAKELAND, FL 33813-1302

Mortgage

Document Number112921208
DateJul 09, 2020
Book Page011292/001208
Instrument136709
Lender
NameGTE FIN'L
TypeFunding / Finance Company
AddressTAMPA, FL 33602
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 08, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateFeb 28, 2020
Property Address3845 BENT TREE LOOP E, LAKELAND, FL 33813-1302
Document Number0111572162
Book / Page011157 / 002162
Instrument DateFeb 08, 2020
Instrument46744
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 92901 LAKELAND FL 338042901, LAKELAND, FL 33804-2901

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,905.00 (+53.06%) Homeowner's exemption$204,233 (+39.19%) Land $35,000 Building $169,233$204,233 (-0.33%) Land $35,000 Building $169,233
2023$1,898.00 (+3.38%) Homeowner's exemption$146,726 (+3%)$204,916 (+7.95%) Land $34,000 Building $170,916
2022$1,836.00 Homeowner's exemption$142,452$189,830 Land $32,000 Building $157,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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