3933 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3933 Whisper Pt, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,701 sqft · built 2008
Lot Size0.13 acres (5,678 sqft)
OwnerIndividual Name on File
Last Sale$181,400 (Mar 2017)
Tax Bill$3,160 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1G3563403404100000

Property Details

APN / Parcel Number

Primary APN1G3563403404100000
Alternative APNs
  • 000000120777
  • 000000208941
  • 120777

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,701 sqft Living Area
Gross Area2,299 sqft
1st Floor Area1,701 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,678 sqft (0.13 acres)
Lot Dimensions110 ft deep x 52 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area186 sqft
Patio Area64 sqft
Storage Building40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address3933 WHISPER PT
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4, BLOCK 34, LOT 41
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract41
Legal Block34
Legal Lot Number41
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3001
Census Tract210613

Owner

Source: Guadalupe County records · APN 1G3563403404100000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Deed of Trust, Mortgage · Conventional Mortgage
OCEANSIDE MORTGAGE CO
Jan 14, 2021Deed of Trust, Mortgage · FHA Mortgage
OCEANSIDE MTG
May 21, 2020Deed of Trust, Mortgage · FHA Mortgage
OCEANSIDE MTG
Sep 24, 2019Deed of Trust, Mortgage · FHA Mortgage
OCEANSIDE MTG
Mar 24, 2017Intrafamily Transfer, Transfer · FHA Mortgage
OCEANSIDE MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2017 · Amount on Record
Deed SaleMar 24, 2017 · Amount on Record
Prior SaleMay 19, 2016 · Amount on Record
Deed Document Number20176540
Prior Transfer DateMay 16, 2016
Prior Transfer Doc0000010392
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099027009
DateSep 01, 2022
Instrument202299027009
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000002455
Instrument DateJan 14, 2021
Transaction TypeMortgage
Record UpdatedFeb 03, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3933 WHISPER PT SCHERTZ TX 781082328, SCHERTZ, TX 78108-2328

Mortgage

Document Number0000002455
DateJan 20, 2021
Instrument2455
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000015152
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedAug 05, 2020
Title CompanyORCHARD STREET SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3933 WHISPER PT SCHERTZ TX 781082328, SCHERTZ, TX 78108-2328

Mortgage

Document Number0000015152
DateJun 18, 2020
Instrument15152
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000022795
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3933 WHISPER PT SCHERTZ TX 781082328, SCHERTZ, TX 78108-2328

Mortgage

Document Number0000022795
DateOct 04, 2019
Instrument22795
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUADALUPE TX
Recording DateMar 24, 2017
Property Address3933 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number0000006540
Map ReferenceVOL7 PG112
Instrument DateMar 16, 2017
Instrument2017006540
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3933 WHISPER PT, SCHERTZ, TX 78108-2328

Mortgage

Document Number0000006541
DateMar 24, 2017
Instrument2017006541
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$250,346 (+2.52%) Land $41,308 Building $209,038$250,346 (+2.52%) Land $41,308 Building $209,038
2025$3,160.00 (-28.05%) Homeowner's exemption$244,193 (-12.99%) Land $29,318 Building $214,875$244,193 (-12.99%) Land $29,318 Building $214,875
2024$4,392.00 (+12.59%)
2023$3,901.00 (-14.34%) Homeowner's exemption$280,657 Land $40,703 Building $239,954$280,657 Land $40,703 Building $239,954
2022$4,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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