3928 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3928 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,530 sqft · built 2008
Lot Size	0.139 acres (6,085 sqft)
Owner	Individual Name on File
Tax Bill	$4,595 (2024)
Deeds & Mortgages	Jun 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G-3563-4034-05600-000`

Property Details

APN / Parcel Number

Primary APN	`1G-3563-4034-05600-000`
Alternative APNs	`000000120792` `000000270193` `000000274222`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,530 sqft Living Area
Gross Area	1,932 sqft
2nd Floor Area	541 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,085 sqft (0.139 acres)
Lot Dimensions	117 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	85 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	000000274222
Old Parcel Number	1G3563403405600000
Street Address	3928 WHISPER PT
City	SCHERTZ
State	TX
Zip	78108-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4 BLOCK 34 LOT 56
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #4
Legal Tract	56
Legal Block	34
Legal Lot Number	56
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3001
Census Tract	210613

Owner

Source: Guadalupe County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3928 WHISPER PT, SCHERTZ, TX 78108-2328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Vendor's Lien, Transfer · VA Mortgage ROCKET MORTGAGE LLC
May 6, 2019	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2022
Deed Sale	Jun 28, 2022
Prior Sale	Dec 31, 2009
Deed Document Number	202299020093
Record Updated	Jun 8, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 28, 2022
Property Address	3928 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number	0099020093
Map Reference	VOL 7 PG 112
Instrument Date	Jun 24, 2022
Instrument	202299020093
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 WHISPER PT, SCHERTZ, TX 78108-2328
Investor	Possibly a Property Investor

Mortgage

Document Number	0099020094
Date	Jun 28, 2022
Instrument	202299020094

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3928 WHISPER PT, SCHERTZ, TX 78108-2328
Document Number	0000010545
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 WHISPER PT SCHERTZ TX 781082328, SCHERTZ, TX 78108-2328

Mortgage

Document Number	0000010545
Date	May 15, 2019
Instrument	10545

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,952 (-13.62%) Land $30,609 Building $177,343	$207,952 (-13.62%) Land $30,609 Building $177,343
2024	$4,595.00 (-2.09%)
2023	$4,693.00 (+19.72%) Homeowner's exemption	$240,740 Land $42,216 Building $198,524	$240,740 Land $42,216 Building $198,524
2022	$3,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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