3932 Main St, McHenry, IL 60050 Property Records

McHenry County property record for 3932 Main St, McHenry, IL 60050

Property Summary

Property Type	Commercial
Details	4,258 sqft · built 1927
Lot Size	0.098 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Mar 2019)
Tax Bill	$8,134 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-354-018`

Property Details

APN / Parcel Number

Primary APN	`09-26-354-018`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Units	21 Units
Building Area	4,258 sqft Total Area
1st Floor Area	2,129 sqft
Basement Area	2,129 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Lot Area	4,356 sqft (0.098 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Street Address	3932 MAIN ST
City	MCHENRY
State	IL
Zip	60050-5243
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2019R0005593 SUBLT 1 LT 15 /EX WLY 1FT/ & WLY 6FT SUBLT 2 LT 16 BLK 3 MCHENRY PLAT NO 10 MEMO: PESZ, KENNETH J TR -1/2 INT PER DOC 2016R0044491/GARWOOD, GARY L - 1/2 INT PER DOC 2008R0027229
Legal Subdivision	MCHENRY PLAT NO 10
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1008
Census Tract	870606

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 MAIN ST, WOODSTOCK, IL 60098-3214
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	May 9, 2008 · Amount on Record
Deed Document Number	20195593
Prior Transfer Date	Apr 6, 1993
Prior Transfer Doc	0000069206
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 4, 2019
Property Address	3932 MAIN ST, MCHENRY, IL 60050-5275
Document Number	0000005593
Instrument Date	Feb 9, 2019
Instrument	2019R0005593
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	222 MAIN ST, WOODSTOCK, IL 60098-3214

Mortgage

Document Number	0000005594
Date	Mar 4, 2019
Instrument	2019R0005594

Lender

Name	PRAIRIE COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 15, 2024

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,134.00	$96,160 (+20.31%) Land $14,584 Building $81,576	$288,480 (+20.31%) Land $43,752 Building $244,728
2022		$79,924 Land $12,122 Building $67,802	$239,772 Land $36,366 Building $203,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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