McHenry County property record for 3922 Main St, McHenry, IL 60050
| Property Type | Commercial |
|---|---|
| Details | 2,080 sqft · built 1915 |
| Lot Size | 0.098 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $232,500 (Mar 2022) |
| Tax Bill | $6,272 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-354-030 |
| Primary APN | 09-26-354-030 |
|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Building Area | 2,080 sqft Total Area |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 1,624 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Brick |
| Lot Area | 3,485 sqft (0.098 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3922 MAIN ST |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5243 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOC 2022R0009316 W 33FT LT 17 BLK 3 ORIG PLAT W MCHENRY |
| Legal Subdivision | ORIG PLAT W MCHENRY |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 870606 |
Source: McHenry County records · APN 09-26-354-030
Assessment roll updated June 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3922 MAIN ST, MCHENRY, IL 60050-5243 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 05, 2024 | Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK & TRUST |
| Nov 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE AMERICAN COMMERCIAL BANK & TRUST |
| Mar 11, 2022 | Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST |
| Jun 05, 2020 | Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Jun 05, 2020 · Amount on Record |
| Deed Document Number | 20229316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3922 MAIN ST, MCHENRY, IL 60050-5243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008107 |
|---|---|
| Date | Apr 05, 2024 |
| Instrument | 2024R0008107 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3922 MAIN ST, MCHENRY, IL 60050-5243 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029905 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023R0029905 |
| Name | THE AMERICAN COMMERCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 11, 2022 |
| Property Address | 3922 MAIN ST, MCHENRY, IL 60050-5243 |
| Document Number | 0000009316 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022R0009316 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 ROSE AVE, MCHENRY, IL 60050-1712 |
| Document Number | 0000009317 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022R0009317 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 05, 2020 |
| Property Address | 3922 MAIN ST, MCHENRY, IL 60050-5243 |
| Document Number | 0000019948 |
| Instrument Date | Jun 04, 2020 |
| Instrument | 19948 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $248.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3922 MAIN ST MCHENRY IL 600505243, MCHENRY, IL 60050-5243 |
Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,272.00 | $74,143 (+20.32%) Land $14,155 Building $59,988 | $222,429 (+20.32%) Land $42,465 Building $179,964 |
| 2022 | $61,624 Land $11,765 Building $49,859 | $184,872 Land $35,295 Building $149,577 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 306 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCHENRY serves 22,335 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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