Marion County property record for 3930 Split Rail Way, Guild, TN 37340
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (Sep 2023) |
| Tax Bill | $928 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-009.27 |
| Primary APN | 146-009.27 |
|---|---|
| Alternative APN |
|
| Lot Area | 70,567 sqft (1.62 acres) |
|---|
| Sewer | Connected |
|---|
| Old Parcel Number | 058146 00927 |
|---|---|
| Street Address | 3930 SPLIT RAIL WAY |
| State | TN |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER GORGE RANCH 1 PB 6 PG 406 LOT 1378 OUT OF 146/1.00 |
| Legal Subdivision | RIVER GORGE RANCH 1 |
| Legal Lot Number | 1378 |
| Jurisdiction | MARION TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 50201 |
Source: Marion County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6005 CENTURY OAKS DR, 500, CHATTANOOGA, TN 37416-3687 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL |
| May 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| May 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS TRI-COUNTY BANK |
| Sep 28, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Deed Document Number | 202315035 |
| Deed Book / Page | 582 / 978 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000625468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | Jul 6, 2026 |
| Property Address | 3930 SPLIT RAIL WAY, GUILD, TN 37340 |
| Document Number | 0000008549 |
| Book / Page | 627 / 830 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20268549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000008549, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 627/830 |
| Instrument | 20268549 |
| Name | FIRST FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 25, 2031 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | May 28, 2026 |
| Property Address | 3930 SPLIT RAIL WAY, GUILD, TN 37340 |
| Document Number | 0000007840 |
| Book / Page | 625 / 468 |
| Instrument Date | May 15, 2026 |
| Instrument | 20267840 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000007841, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20267841 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | May 28, 2026 |
| Property Address | 3930 SPLIT RAIL WAY, GUILD, TN 37340 |
| Document Number | 0000625468 |
| Book / Page | 625 / 468 |
| Instrument Date | May 15, 2026 |
| Instrument | 20267840 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000007841, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20267841 |
| Name | CITIZENS TRI-COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | Sep 28, 2023 |
| Property Address | 3930 SPLIT RAIL WAY, GUILD, TN 37340 |
| Document Number | 0000582978 |
| Book / Page | 582 / 978 |
| Map Reference | MB 6 PG 406 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 23015035 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6005 CENTURY OAKS DR, CHATTANOOGA, TN 37416-3677 |
| Investor | Possibly a Property Investor |
Source: Marion County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $928.00 | $52,725 Land $52,725 | $210,900 (-) Land $210,900 |
| 2021 | $210,900 Land $210,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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