Marion County property record for 3910 Split Rail Way, Guild, TN 37340
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,403 sqft · built 2025 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Company Name on Record |
| Last Sale | $111,250 (May 2023) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-009.29 |
| Primary APN | 146-009.29 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,403 sqft Living Area |
| Gross Area | 4,152 sqft |
| 1st Floor Area | 2,263 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Old Parcel Number | 058146 00929 |
|---|---|
| Street Address | 3910 SPLIT RAIL WAY |
| State | TN |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER GORGE RANCH 1 PB 6 PG 406 LOT 1380 HOUSE PRORATED JUNE 15TH FOR 2025 OUT OF 146/1.00 |
| Legal Subdivision | RIVER GORGE RANCH 1 |
| Legal Lot Number | 1380 |
| Jurisdiction | MARION TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 50201 |
Source: Marion County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6407 SNOW HILL RD, OOLTEWAH, TN 37363-9132 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA |
| Mar 7, 2024 | Deed of Trust, Mortgage · Construction Mortgage SYMPLYBANK |
| May 1, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on Record |
| Deed Sale | May 1, 2023 · Amount on Record |
| Deed Document Number | 202312761 |
| Deed Book / Page | 576 / 169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION TN |
| Property Address | 3910 SPLIT RAIL WAY, GUILD, TN 37340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, 1ST CHOICE |
| Name | Verified Name |
|---|---|
| Address | 6407 SNOW HILL RD, OOLTEWAH, TN 37363-9132 |
| Document Number | 0000617289 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 617/289 |
| Instrument | 25005195 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | 201 W MAIN ST STE 100, CHATTANOOGA, TN 37408 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 12, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION TN |
| Property Address | 3910 SPLIT RAIL WAY, GUILD, TN 37340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6407 SNOW HILL RD, OOLTEWAH, TN 37363-9132 |
| Document Number | 0000588839 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 588/839 |
| Instrument | 24017135 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 6, 2025 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | May 1, 2023 |
| Property Address | 3910 SPLIT RAIL WAY, GUILD, TN 37340 |
| Document Number | 0000576169 |
| Book / Page | 576 / 169 |
| Map Reference | MB 6 PG 406 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 23012761 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $411.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6407 SNOW HILL RD, OOLTEWAH, TN 37363-9132 |
Source: Marion County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,339.00 (+372.53%) | $132,850 Land $28,100 Building $104,750 | $531,400 (-) Land $112,400 Building $419,000 |
| 2024 | $495.00 | ||
| 2021 | $531,400 Land $112,400 Building $419,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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