3930 Saddle Bend, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3930 Saddle Bend, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,447 sqft · built 2005
Lot Size	0.694 acres (30,243 sqft)
Owner	Individual Name on File
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-16-06-0-00102-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-16-06-0-00102-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,447 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	30,243 sqft (0.694 acres)
Lot Dimensions	205 ft deep x 141 ft wide
Patio Area	96 sqft

Location & Zoning

Street Address	3930 SADDLE BND
City	OLIVE BRANCH
State	MS
Zip	38654-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 OVERLAY
Legal Description	BELMOR LAKES SEC C LOT 102
Legal Range	06
Legal Township	02
Legal Section	16
Legal Subdivision	BELMOR LAKES SEC C
Legal Lot Number	102
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	70722

Owner

Source: DeSoto County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3930 SADDLE BND, OLIVE BRANCH, MS 38654-7390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2012
Deed Sale	Jun 4, 2012
Deed Document Number	0000682182
Deed Book / Page	682 / 182
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3930 SADDLE BND, OLIVE BRANCH, MS 38654-7390
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004970/377
Date	Jun 18, 2020
Book Page	4970/377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Jan 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3930 SADDLE BND, OLIVE BRANCH, MS 38654-7390
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 SADDLE BND, OLIVE BRANCH, MS 38654-7390

Mortgage

Document Number	005180/529
Date	Mar 10, 2021
Book Page	5180/529

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3930 SADDLE BND, OLIVE BRANCH, MS 38654-7390
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004821/511
Date	Oct 23, 2019
Book Page	4821/511

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (-0.73%)	$25,888 (-) Land $5,000 Building $20,888	$258,878 (-) Land $50,000 Building $208,878
2023		$25,888	$258,878 Land $50,000 Building $208,878
2022	$3,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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