3792 Saddle Bend, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3792 Saddle Bend, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,426 sqft · built 2003
Lot Size	0.731 acres (31,862 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2009)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	May 2026 Construction Loan Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-16-06-0-00097-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-16-06-0-00097-00`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,426 sqft Adjusted Area
1st Floor Area	2,812 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	31,862 sqft (0.731 acres)
Lot Dimensions	209 ft deep x 55 ft wide

Location & Zoning

Street Address	3792 SADDLE BND
City	OLIVE BRANCH
State	MS
Zip	38654-7373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 OVERL
Legal Description	BELMOR LAKES SEC C LOT 97
Legal Range	006
Legal Township	02S
Legal Section	16
Legal Subdivision	BELMOR LAKES SEC C
Legal Lot Number	97
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	70722

Owner

Source: DeSoto County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3792 SADDLE BND, OLIVE BRANCH, MS 38654-7373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Deed Book / Page	615 / 683
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 29, 2026
Property Address	3792 SADDLE BND, OLIVE BRANCH, MS 38654-7373
Document Number	5663059482
Book / Page	5663 / 59482
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3792 SADDLE BND, OLIVE BRANCH, MS 38654-7373

Mortgage

Document Number	5663059482,
Date	May 29, 2026
Book Page	5663/59482

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 27, 2027

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3792 SADDLE BND, OLIVE BRANCH, MS 38654-7373
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3792 SADDLE BND, OLIVE BRANCH, MS 38654-7373

Mortgage

Document Number	005324/720
Date	Aug 23, 2021
Book Page	5324/720

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00 (+17%)	$37,373 (+36.31%) Land $5,000 Building $32,373	$373,732 (+36.31%) Land $50,000 Building $323,732
2023	$3,442.00	$27,418	$274,177 Land $50,000 Building $224,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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