3930 Forest Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 3930 Forest Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 1910
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2025)
Tax Bill	$6,555 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`651-0040-0032-00`

Property Details

APN / Parcel Number

Primary APN	`651-0040-0032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,879 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	763 sqft
2nd Floor Area	763 sqft
Attic	Attic
Attic Area	353 sqft
Basement Area	763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3930 FOREST AVE
City	CINCINNATI
State	OH
Zip	45212-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3930 FOREST AVE 50 X 135 LOT 387 ELSMERE SUB
Legal Subdivision	ELSMERE SUB
Legal Lot Number	387
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	3
Census Block	3005
Census Tract	25402

Owner

Source: Hamilton County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage VICTORY MORTGAGE
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Jan 9, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	202570499
Deed Book / Page	15499 / 206
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2026
Property Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Document Number	0000024442
Book / Page	15635 / 2310
Instrument Date	Mar 27, 2026
Instrument	202624442
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	HOMESITE TITLE, HOMESTEAD TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931

Mortgage

Document Number	0000024442,
Date	Apr 1, 2026
Book Page	15635/2310
Instrument	202624442

Lender

Name	VICTORY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2025
Property Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Document Number	0000070499
Book / Page	15499 / 206
Map Reference	VOL 2 PG 35&36
Instrument Date	Aug 25, 2025
Instrument	2025-0070499
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931

Mortgage

Document Number	0000070500
Date	Sep 12, 2025
Instrument	2025-0070500

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002367
Date	Jan 9, 2018
Instrument	18-0002367

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Document Number	0000020964
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 FOREST AVE CINCINNATI OH 452123931, CINCINNATI, OH 45212-3931

Mortgage

Document Number	0000020964
Date	Mar 2, 2020
Book Page	014115/002822
Instrument	20964

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 2, 2018
Property Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931
Document Number	0000097490
Book / Page	13788 / 00112
Map Reference	MB 8 VOL 2 PG 35&36
Instrument Date	Oct 25, 2018
Instrument	2018-0097490
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 FOREST AVE, CINCINNATI, OH 45212-3931

Mortgage

Document Number	0000097491
Date	Nov 2, 2018
Instrument	2018-0097491

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,555.00 (+2.86%)	$126,764 (+%) Land $27,997 Building $98,767	$362,180 (-) Land $79,990 Building $282,190
2024	$6,373.00 (-2.55%)	$126,762 (-) Land $27,996 Building $98,766
2023	$6,540.00 (+20.93%)	$126,762 (+44.01%) Land $27,996 Building $98,766	$362,180 (+44.01%) Land $79,990 Building $282,190
2022	$5,408.00 Homeowner's exemption	$88,026 Land $12,695 Building $75,331
2020			$251,500 Land $36,270 Building $215,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 841 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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