3930 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3930 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,352 sqft · built 2020
Lot Size	0.09 acres (3,938 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Dec 2020)
Tax Bill	$7,804 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-054802`

Property Details

APN / Parcel Number

Primary APN	`03-054802`
Alternative APNs	`3054802` `054802`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Total Area
Basement Area	592 sqft
Finished Basement	592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,938 sqft (0.09 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	054802
Street Address	3930 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12R BLK 22 NORTH CHES BEACH
Legal Subdivision	TOWN OF NORTH BEACH
Legal Block	22
Legal Lot Number	12R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1033
Census Tract	860404

Owner

3930 7th St is owned and occupied by an individual who bought it in December 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYS FEDERAL CREDIT UNION
Dec 10, 2018	Deed of Trust, Mortgage · Construction Mortgage OLD LINE BANK
Dec 11, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST HM MTG CORP
Dec 11, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Feb 27, 2018	Grant Deed, Transfer MARYLAND TRUST TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Book / Page	5791 / 424
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	May 18, 2026
Property Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Document Number	6903000048
Book / Page	6903 / 48
Instrument Date	May 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3930 7TH ST, NORTH BEACH, MD 20714-4030

Mortgage

Document Number	6903000048,
Date	May 18, 2026
Book Page	6903/48

Lender

Name	EDUCATIONAL SYS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052910474
Date	Dec 10, 2018
Book Page	5291/474

Lender

Name	OLD LINE BANK
Type	Bank
Address	BOWIE, MD 20716

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 11, 2020
Property Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Document Number	0057910431
Book / Page	005791 / 000431
Instrument Date	Oct 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2021
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3930 7TH ST NORTH BEACH MD 207144030, NORTH BEACH, MD 20714-4030

Mortgage

Document Number	57910433
Date	Dec 11, 2020
Book Page	005791/000433

Lender

Name	FIRST HM MTG CORP
Address	5355 NOTTINGHAM DR, BALTIMORE, MD 21236-2764

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 11, 2020
Property Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Document Number	0057910424
Book / Page	5791 / 424
Map Reference	MB 5334 PG 473
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3930 7TH ST, NORTH BEACH, MD 20714-4030

Mortgage

Document Number	5791433
Date	Dec 11, 2020
Instrument	5791/433

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 27, 2018
Property Address	3930 7TH ST, NORTH BEACH, MD 20714-4030
Document Number	0051500232
Book / Page	005150 / 000232
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$87.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 SPRING ST #300 SILVER SPRING MD 209103655, 300, SILVER SPRING, MD 20910-3655

Tax Assessment & Valuation

The 2025 property tax bill for 3930 7th St was $7,804 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,333 (+1.78%)	$599,600 (+5.34%) Land $85,000 Building $514,600
2025	$7,804.00 Homeowner's exemption	$569,200 Land $85,000 Building $484,200	$569,200 Land $85,000 Building $484,200
2023	$6,443.00 Homeowner's exemption	$511,667	$569,200 Land $85,000 Building $484,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3930 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3930 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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