3915 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3915 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1945
Lot Size	0.151 acres (6,563 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Feb 2023)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-056767`

Property Details

APN / Parcel Number

Primary APN	`03-056767`
Alternative APNs	`3056767` `056767`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,563 sqft (0.151 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	056767
Street Address	3915 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 43 44 & E1/2 OF 42 BLK 30 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	30
Legal Lot Number	43,44
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1035
Census Tract	860404

Owner

3915 7th St is owned by two individuals who bought it in February 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 TROOP CT, SUNDERLAND, MD 20689-3031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Sep 3, 1998 · Amount on File
Deed Book / Page	6400 / 173
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 10, 2023
Property Address	3915 7TH ST, NORTH BEACH, MD 20714-4023
Document Number	0064000173
Book / Page	6400 / 173
Map Reference	MB 8 PL 305
Instrument Date	Feb 10, 2023
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	360 TROOP CT, SUNDERLAND, MD 20689-3031

Mortgage

Document Number	0006400177
Date	Feb 10, 2023
Instrument	6400/177

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3915 7th St was $3,191.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,633	$276,900 Land $90,300 Building $186,600
2025	$3,191.00
2023	$2,280.00	$181,100	$198,500 Land $90,300 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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