393 W Springfield Ave, Gerald, MO 63037 Property Records

Franklin County property record for 393 W Springfield Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,781 sqft · built 1913
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Jul 2024)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-099-057.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-099-057.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick
Construction Type	Brick
Lot Area	34,848 sqft (0.8 acres)
Shed	1 Shed

Location & Zoning

Street Address	393 W SPRINGFIELD AVE
City	GERALD
State	MO
Zip	63037-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NE NW OF CO RD
Legal Range	4W
Legal Township	42N
Legal Section	11
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1089
Census Tract	800404

Owner

Source: Franklin County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE CMNTY BK
Apr 16, 2020	Grant Deed, Transfer OTHER
Nov 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Apr 16, 2020
Deed Document Number	20242407540
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	0000007620
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Sep 10, 2026
Property Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114
Document Number	0002612165
Instrument Date	Aug 31, 2026
Instrument	20262612165
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114

Mortgage

Document Number	0002612165,
Date	Sep 10, 2026
Instrument	20262612165

Lender

Name	SULLIVAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114
Document Number	0000015620
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 W FRANKLIN AVE OWENSVILLE MO 650661534, OWENSVILLE, MO 65066-1534

Mortgage

Document Number	0000015620
Date	Sep 18, 2020
Instrument	15620

Lender

Name	FIRST STATE CMNTY BK
Address	OWENSVILLE, MO 65066

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 16, 2020
Property Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114
Document Number	0000005302
Instrument Date	Apr 15, 2020
Instrument	5302
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W FRANKLIN AVE OWENSVILLE MO 650661534, OWENSVILLE, MO 65066-1534

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 18, 2019
Property Address	393 W SPRINGFIELD AVE, GERALD, MO 63037-2114
Document Number	0000015899
Instrument Date	Nov 7, 2019
Instrument	15899
Transaction Type	Foreclosure
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 W SPRINGFIELD AVE GERALD MO 630372114, GERALD, MO 63037-2114

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (+19.32%)	$23,537 (+7.48%)	$123,880 (+7.49%) Land $8,000 Building $115,880
2023	$1,268.00 (-0.7%)	$21,898	$115,250 Land $8,000 Building $107,250
2022	$1,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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