Franklin County property record for 388 W Springfield Ave, Gerald, MO 63037
| Property Type | Other Improved |
|---|---|
| Details | 19,624 sqft · built 2003 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,074 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-11.0-1-099-060.000 |
| Primary APN | 25-1-11.0-1-099-060.000 |
|---|
| Total Rooms | 1 Room |
|---|---|
| Building Area | 19,624 sqft Total Area |
| Year Built | Built 2003 |
|---|---|
| Lot Area | 39,204 sqft (0.9 acres) |
| Total Buildings | 5 Buildings |
| Street Address | 388 W SPRINGFIELD AVE |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2115 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | GERALD HOME CENTERPT SW NE E OF SPRINGFIELD RD |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Quarter | NE |
| Legal Subdivision | TRACTS |
| Legal Block | 99 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1106 |
| Census Tract | 800404 |
388 W Springfield Ave is owned and occupied by an individual who acquired it in August 2025.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 388 W SPRINGFIELD AVE, GERALD, MO 63037-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK |
| Dec 28, 2023 | Warranty Deed, Transfer · Commercial Mortgage HERITAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 |
| Deed Sale | Dec 28, 2023 |
| Prior Sale | Jun 2, 2005 |
| Deed Document Number | 0002315316 |
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0002510054 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 388 W SPRINGFIELD AVE, GERALD, MO 63037-2115 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002315318 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2315318 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 28, 2023 |
| Property Address | 388 W SPRINGFIELD AVE, GERALD, MO 63037-2115 |
| Document Number | 0002315316 |
| Map Reference | BK 1471 PG 156 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 2315316 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 W SPRINGFIELD AVE, GERALD, MO 63037-2115 |
| Document Number | 0002315317 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2315317 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0002315318 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2315318 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 388 W Springfield Ave was $8,074.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,074.00 | $116,877 | $365,240 Land $8,000 Building $357,240 |
| 2023 | $7,781.00 (+11.8%) | $124,083 | $387,760 Land $8,000 Building $379,760 |
| 2022 | $6,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 W Springfield Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 388 W Springfield Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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