393 Spruce Ln, Poca, WV 25159 Property Records

Putnam County property record for 393 Spruce Ln, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1978
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Oct 2023)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-216B-0196.0000`

Property Details

APN / Parcel Number

Primary APN	`08-216B-0196.0000`
Alternative APNs	`40-08-216B-0196.0000` `00010740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	121 ft deep x 80.5 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00010740
Street Address	393 SPRUCE LN
City	POCA
State	WV
Zip	25159-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 SEC 1 FOREST PARK
Legal Subdivision	FOREST PARK SEC 1
Legal Lot Number	196
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	20500

Owner

Source: Putnam County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	393 SPRUCE LN, POCA, WV 25159-7550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Seller Carry-Back JAMES A BRADBURY
Oct 25, 2023	Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	005552190003
Deed Book / Page	620 / 847
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	393 SPRUCE LN, POCA, WV 25159-7550
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001221/367
Date	Aug 21, 2019
Book Page	1221/367
Instrument	004682560006

Lender

Name	JAMES A BRADBURY
Type	Seller
Address	PO BOX 569, POCA, WV 25159

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2020

Interest

Rate Type	Fixed Rate

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Oct 25, 2023
Property Address	393 SPRUCE LN, POCA, WV 25159-7550
Document Number	000620/847
Book / Page	620 / 847
Map Reference	DB 584 PG 636
Instrument Date	Oct 23, 2023
Instrument	005552190003
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	005552200024
Date	Oct 25, 2023
Instrument	005552200024

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (+14.63%)	$127,680 (+10.14%) Land $17,160 Building $110,520	$212,800 (+10.14%) Land $28,600 Building $184,200
2023	$1,408.00 (+2.25%)	$115,920 (+1.42%) Land $17,160 Building $98,760	$193,200 (+1.42%) Land $28,600 Building $164,600
2022	$1,377.00	$114,300 Land $17,160 Building $97,140	$190,500 Land $28,600 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1984–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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