Putnam County property record for 299 Spruce Ln, Poca, WV 25159 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1982 |
| Square Footage | 3,899 sqft Living Area |
| Lot Size | 23,305 sqft (0.535 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,381.00 (2025) |
| Primary APN | 08-216B-0189.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 3,899 sqft Living Area |
| 1st Floor | 3,273 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 23,305 sqft (0.535 acres) |
| Depth X Width | 142 ft x 117 ft Depth x Width |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00009179 |
|---|---|
| Street Address | 299 SPRUCE LN |
| City | POCA |
| State | WV |
| Zip | 25159-9640 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 (LOT 189 & N 1/2 LOT 190 SEC 1) |
| Legal Subdivision | FOREST PARK SEC 1 |
| Legal Tract | 1 |
| Legal Lot Number | 189,190 |
| Jurisdiction | PUTNAM WV |
| Minor Civil Division | 1 |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
Source: Putnam County records · APN 08-216B-0189.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 299 SPRUCE LN, POCA, WV 25159-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage HUNTINGTON NATIONAL BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 000WB34581 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jul 20, 2026 |
| Property Address | 299 SPRUCE LN, POCA, WV 25159-9640 |
| Document Number | 1417000465 |
| Book / Page | 1417 / 465 |
| Instrument Date | Jul 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 299 SPRUCE LN, POCA, WV 25159-9640 |
| Document Number | 1417000465, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 1417/465 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 299 SPRUCE LN, POCA, WV 25159-9640 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1235/799 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 1235/799 |
| Instrument | 004800410011 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,381.00 (+17%) Homeowner's exemption | $194,100 (+12.17%) Land $17,820 Building $176,280 | $323,500 (+12.17%) Land $29,700 Building $293,800 |
| 2023 | $2,035.00 (+2.93%) Homeowner's exemption | $173,040 (+1.23%) Land $17,820 Building $155,220 | $288,400 (+1.23%) Land $29,700 Building $258,700 |
| 2022 | $1,977.00 Homeowner's exemption | $170,940 Land $17,820 Building $153,120 | $284,900 Land $29,700 Building $255,200 |
Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 60% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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