372 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 372 Ocean Cay Blvd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,909 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,990 (Mar 2017)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`162881-0130`

Property Details

APN / Parcel Number

Primary APN	`162881-0130`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,909 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	1,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	372 OCEAN CAY BLVD
City	ST AUGUSTINE
State	FL
Zip	32080-5891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 13 OR4351/1929
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	372 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LENDING LLC
Mar 31, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	201722295
Deed Book / Page	4351 / 1929
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	372 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891

Mortgage

Document Number	0052011534
Date	Mar 9, 2021
Book Page	5201/1534
Instrument	2021026168

Lender

Name	ETHOS LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

March 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 31, 2017
Property Address	372 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891
Document Number	0043511929
Book / Page	4351 / 1929
Map Reference	MB71 PG23
Instrument Date	Mar 30, 2017
Instrument	2017022295
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5891

Mortgage

Document Number	2017022296
Date	Mar 31, 2017
Instrument	2017022296

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,065 (+13.33%)	$624,525 (-4.21%) Land $135,000 Building $489,525
2025	$5,419.00 (+12.08%) Homeowner's exemption	$414,766 (+2.9%)	$651,986 (+2.22%) Land $135,000 Building $516,986
2024	$4,835.00 (+1.96%) Homeowner's exemption	$403,077 (+3%)	$637,832 (+9.31%) Land $122,000 Building $515,832
2023	$4,742.00 (+2.75%) Homeowner's exemption	$391,337 (+3%)	$583,528 (+3.28%) Land $122,000 Building $461,528
2022	$4,615.00 Homeowner's exemption	$379,939	$565,005 Land $117,600 Building $447,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: IQ Fiber, Verizon.

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