393 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 393 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,664 sqft · built 2013
Lot Size0.3 acres (13,077 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jan 2017)
Tax Bill$15,520 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-21-177-007

Property Details

APN / Parcel Number

Primary APN03-21-177-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,664 sqft Living Area
Gross Area6,207 sqft
1st Floor Area3,664 sqft
Basement Area1,767 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,077 sqft (0.3 acres)
Lot Dimensions150 ft deep x 74 ft wide
Garage TypeAttached
Garage Area776 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address393 BLOOMFIELD CIR E
CityOSWEGO
StateIL
Zip60543-5213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal SubdivisionAUTUMN GATE AT SOUTHBURY
Legal Lot Number71
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2030
Census Tract890107

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Oct 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jan 9, 2017Warranty Deed, Transfer · ARM
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2017 · Amount on Record
Deed SaleJan 9, 2017 · Amount on Record
Prior SaleMay 1, 2013 · Amount on Record
Deed Document Number2017476
Prior Transfer DateAug 2, 2016
Prior Transfer Doc0000011703
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number0000011858
DateJul 13, 2022
Instrument202200011858
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000501
DateJan 7, 2021
Instrument202100000501
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015037
DateOct 9, 2019
Instrument201900015037
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.52%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateJan 9, 2017
Property Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Document Number0000000476
Map ReferenceDOC200500006025
Instrument DateDec 13, 2016
Instrument201700000476
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address393 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number0000000477
DateJan 9, 2017
Instrument201700000477
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJan 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208,808 (+24.71%) Land $34,871 Building $173,937$626,424 (+24.71%) Land $104,613 Building $521,811
2024$15,520.00
2022$167,437 Land $27,962 Building $139,475$502,311 Land $83,886 Building $418,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 2,000
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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