Clay County property record for 3929 Billy White Rd, Pheba, MS 39755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,966 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $426 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101B420C 0130000 |
| Primary APN | 101B420C 0130000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,966 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Street Address | 3929 BILLY WHITE RD |
|---|---|
| City | PHEBA |
| State | MS |
| Zip | 39755-8464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 20 T 20 R 13 1 AC BEING W 1/2 LOT 9 & ALL LOT 10 & PT SE 1/4 SE 1/4 DB 292/382 |
| Legal Lot Number | 9-10 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 950200 |
Source: Clay County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3929 BILLY WHITE RD, PHEBA, MS 39755-8464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2016 |
| Deed Sale | Oct 14, 2016 |
| Deed Document Number | 0000292382 |
| Deed Book / Page | 292 / 382 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 3929 BILLY WHITE RD, PHEBA, MS 39755-8464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000541/117 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 541/117 |
| Instrument | 2022000239 |
| Name | BANK OF KILMICHAEL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 4, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,294 (-) Land $550 Building $6,744 | $72,935 (-) Land $5,500 Building $67,435 | |
| 2024 | $7,294 (+20.46%) Land $550 Building $6,744 | $72,935 (+20.45%) Land $5,500 Building $67,435 | |
| 2023 | $426.00 (+4.67%) Additional exemption filed | $6,055 Land $550 Building $5,505 | $60,550 Land $5,500 Building $55,050 |
| 2022 | $407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN CREEK WATER INC-PHEBA public/private · serves 1,923 people · EPA ID MS0130003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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