3920 4th St, North Beach, MD 20714 Property Records

Calvert County property record for 3920 4th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1974
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Dec 2020)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-051676`

Property Details

APN / Parcel Number

Primary APN	`03-051676`
Alternative APNs	`3051676` `051676`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Deck Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	051676
Street Address	3920 4TH ST
City	NORTH BEACH
State	MD
Zip	20714-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LTS 33-36 BLK 29 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	29
Legal Lot Number	33-36
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2005
Census Tract	860404

Owner

3920 4th St is owned and occupied by an individual who bought it in December 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3920 4TH ST, NORTH BEACH, MD 20714-9797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Prior Sale	May 14, 2004 · Amount on File
Deed Book / Page	5808 / 259
Transfer Doc	KPS023740522
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 30, 2020
Property Address	3920 4TH ST, NORTH BEACH, MD 20714-9797
Document Number	0058080259
Book / Page	5808 / 259
Map Reference	LB GWD 8 FO 305
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3920 4TH ST, NORTH BEACH, MD 20714-9797

Mortgage

Document Number	5808266
Date	Dec 30, 2020
Instrument	5808/266

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3920 4th St was $4,673 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,000 (+1.39%)	$330,800 (+4.16%) Land $87,700 Building $243,100
2025	$4,673.00 Homeowner's exemption	$317,600 Land $87,700 Building $229,900	$317,600 Land $87,700 Building $229,900
2023	$3,532.00 Homeowner's exemption	$280,467	$317,600 Land $87,700 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3920 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3920 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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