Lorain County property record for 39284 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,568 sqft · built 1995 |
| Lot Size | 0.038 acres (1,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Jun 2014) |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jun 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-704-001 |
| Primary APN | 10-00-005-704-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,208 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 1,636 sqft (0.038 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 39284 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8743 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VILLAGE AT HIGHLAND PARK PH V |
| Legal Subdivision | VILLAGE AT HIGHLAND PK |
| Legal Block | 704 |
| Legal Lot Number | UNIT |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 71202 |
Source: Lorain County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 29, 2023 | Transfer on Death Deed, Transfer |
| Mar 31, 2018 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2014 · Amount on Record |
| Deed Sale | Jun 17, 2014 · Amount on Record |
| Prior Sale | Jul 15, 1996 · Amount on Record |
| Deed Document Number | 2014508430 |
| Prior Transfer Date | Dec 4, 2013 |
| Prior Transfer Doc | 0000488212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39284 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000027005 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | 2024-0027005 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 29, 2023 |
| Property Address | 39284 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8743 |
| Document Number | 0000920721 |
| Map Reference | VOL 55 PG 1,2&3 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023-0920721 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39284 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8743 |
| Document Number | 0000668027 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39284 CHESTNUT RIDGE RD ELYRIA OH 440358743, ELYRIA, OH 44035-8743 |
| Document Number | 0000668027 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 668027 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,787.00 | $58,770 (+%) Land $9,450 Building $49,320 | $167,910 (-) Land $27,000 Building $140,910 |
| 2024 | $1,787.00 (-32.52%) | $58,769 (+20.91%) Land $9,450 Building $49,319 | $167,910 (+20.91%) Land $27,000 Building $140,910 |
| 2023 | $2,648.00 (+0.38%) | $48,605 (+0.01%) Land $7,322 Building $41,283 | $138,870 (-) Land $20,920 Building $117,950 |
| 2022 | $2,638.00 | $48,600 Land $7,320 Building $41,280 | |
| 2021 | $138,870 Land $20,920 Building $117,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures