Lorain County property record for 39256 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,568 sqft · built 1995 |
| Owner | Individual Name on Record |
| Last Sale | $132,000 (Aug 2008) |
| Tax Bill | $2,767 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-704-003 |
| Primary APN | 10-00-005-704-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 541 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 39256 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8743 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VIL @ HIGHLAND PK PH V UNIT 29 |
| Legal Subdivision | VILLAS AT HIGHLAND PARK CONDOMINIUM |
| Legal Block | 704 |
| Legal Lot Number | 29 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39256 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2008 · Amount on Record |
| Deed Sale | Aug 15, 2008 · Amount on Record |
| Prior Sale | Jul 24, 2003 |
| Deed Document Number | 2008093142_1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39256 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000031827 |
|---|---|
| Date | Nov 1, 2024 |
| Instrument | 2024-0031827 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Oct 31, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,767.00 | $58,770 (+%) Land $9,450 Building $49,320 | $167,910 (-) Land $27,000 Building $140,910 |
| 2024 | $2,767.00 (+4.49%) | $58,769 (+20.91%) Land $9,450 Building $49,319 | $167,910 (+20.91%) Land $27,000 Building $140,910 |
| 2023 | $2,648.00 (+0.38%) | $48,605 (+0.01%) Land $7,322 Building $41,283 | $138,870 (-) Land $20,920 Building $117,950 |
| 2022 | $2,638.00 | $48,600 Land $7,320 Building $41,280 | |
| 2021 | $138,870 Land $20,920 Building $117,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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