3928 Tortuga Cv, Oceanside, CA 92058 Property Records

San Diego County property record for 3928 Tortuga Cv, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2000
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$802,000 (Dec 2021)
Tax Bill	$3,457 (2025)
Deeds & Mortgages	Aug 2026 Transfer Dec 2021 Sale & Reverse Mortgage + 3 more
Flood Zone	Zone A99 (high risk)
APN	`158-673-39-00`

Property Details

APN / Parcel Number

Primary APN	`158-673-39-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3928 TORTUGA CV
City	OCEANSIDE
State	CA
Zip	92058-7996
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-H
Legal Description	LOT 144 TR 013723
Legal Subdivision	RIO VISTA
Legal Tract	013723
Legal Block	2
Legal Lot Number	144
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

Source: San Diego County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2021	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 26, 2019	Quit Claim Deed, Transfer OTHER
Aug 4, 2017	Grant Deed, Transfer · Conventional Mortgage STAR ONE CREDIT UNION
Jun 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2021875751
Last Transfer Date	May 19, 2026
Transfer Doc	0000222839
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2026
Property Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000222839
Instrument Date	May 19, 2026
Instrument	2026222839
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2021
Property Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000875751
Map Reference	FILE 1999-0095438
Instrument Date	Dec 17, 2021
Instrument	2021-0875751
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	0000875752
Date	Dec 30, 2021
Instrument	2021-0875752

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2019
Property Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000363487
Instrument Date	Aug 13, 2019
Instrument	363487
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3928 TORTUGA CT OCEANSIDE CA 92056, OCEANSIDE, CA 92056

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2017
Property Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000354438
Map Reference	MAP13723
Instrument Date	Jul 12, 2017
Instrument	2017-0354438
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	0000354439
Date	Aug 4, 2017
Instrument	2017-0354439

Lender

Name	STAR ONE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2017
Property Address	3928 TORTUGA CV, OCEANSIDE, CA 92058-7996
Document Number	0000291289
Instrument Date	Jun 20, 2017
Instrument	291289
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 TORTUGA CV OCEANSIDE CA 920587996, OCEANSIDE, CA 92058-7996

Mortgage

Document Number	291290
Date	Jun 28, 2017
Instrument	291290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,967 (+2%) Land $168,522 Building $149,445
2025	$3,457.00 (+5.27%) Homeowner's exemption	$311,733 (+4.04%) Land $165,218 Building $146,515
2023	$3,284.00 (+1.58%) Homeowner's exemption	$299,630 Land $158,803 Building $140,827
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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