3925 Tortuga Cv, Oceanside, CA 92058 Property Records

San Diego County property record for 3925 Tortuga Cv, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,501 sqft · built 2000
Lot Size0.149 acres (6,474 sqft)
Owner2 Individual Names on File
Last Sale$416,000 (Dec 2014)
Tax Bill$5,561 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone A99 (high risk)
APN158-673-27-00

Property Details

APN / Parcel Number

Primary APN158-673-27-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,501 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,474 sqft (0.149 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3925 TORTUGA CV
CityOCEANSIDE
StateCA
Zip92058-7996
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-H
Legal DescriptionLOT 132 TR 013723
Legal SubdivisionRIO VISTA
Legal Tract013723
Legal Block2
Legal Lot Number132
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18622

Owner

3925 Tortuga Cv is owned and occupied by two individuals who bought it in December 2014.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3925 TORTUGA CV, OCEANSIDE, CA 92058-7996
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2014 · Amount on File
Deed SaleDec 9, 2014 · Amount on File
Prior SaleAug 26, 2008 · Amount on File
Deed Document Number2014541240
Prior Transfer DateDec 4, 2014
Prior Transfer Doc0000541239
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3925 TORTUGA CV, OCEANSIDE, CA 92058-7996
Transaction TypeMortgage
Record UpdatedMar 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 TORTUGA CV, OCEANSIDE, CA 92058-7996

Mortgage

Document Number0000146630
DateFeb 25, 2021
Instrument2021-0146630
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3925 Tortuga Cv was $5,561 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$509,958 (+2%) Land $218,148 Building $291,810
2025$5,561.00 Homeowner's exemption$499,960 Land $213,871 Building $286,089
2023$5,284.00 (+1.58%) Homeowner's exemption$480,548 Land $205,567 Building $274,981
2022$5,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3925 Tortuga Cv in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 69 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies102 units insured
incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3925 Tortuga Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

Nearby Properties on Tortuga Cv

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