3928 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 3928 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2018
Lot Size	10.3 acres (449,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2017)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021C-018-002`

Property Details

APN / Parcel Number

Primary APN	`021C-018-002`
Alternative APN	`17476`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Heated Area
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	449,539 sqft (10.3 acres)
Terrain	Rolling
Garage Area	900 sqft
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17476
Street Address	65 ALLIES LN
City	TALKING ROCK
State	GA
Zip	30175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL193 10.32AC HOUSE
Legal Subdivision	MICKEY S CARVER TRACY 3B
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4053
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 TALKING ROCK RD, TALKING ROCK, GA 30175-3914
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP
Feb 7, 2019	Deed of Trust, Mortgage GUARANTY TR
Jul 10, 2017	Grant Deed, Transfer · Conventional Mortgage COMMUNITY BK/PICKENS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	20171296
Deed Book / Page	1121 / 254
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3928 TALKING ROCK RD, TALKING ROCK, GA 30175-3914
Document Number	0012680711
Instrument Date	Apr 8, 2021
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 TALKING ROCK RD TALKING ROCK GA 301753914, TALKING ROCK, GA 30175-3914

Mortgage

Document Number	0012680711
Date	Apr 13, 2021
Book Page	001268/000711

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2041

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3928 TALKING ROCK RD, TALKING ROCK, GA 30175-3914
Document Number	0011720432
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3928 TALKING ROCK RD TALKING ROCK GA 30175, TALKING ROCK, GA 30175

Mortgage

Document Number	0011720432
Date	Feb 14, 2019
Book Page	001172/000432

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Jul 10, 2017
Property Address	3928 TALKING ROCK RD, TALKING ROCK, GA 30175-3914
Document Number	0011210254
Book / Page	001121 / 000254
Instrument Date	Jul 7, 2017
Instrument	3509
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	TALKING ROCK RD TALKING ROCK GA 30175, TALKING ROCK, GA 30175

Mortgage

Document Number	11210255
Date	Jul 10, 2017
Book Page	001121/000255

Lender

Name	COMMUNITY BK/PICKENS
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 9, 2020

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,881 (+38.29%) Land $47,354 Building $172,527	$549,701 (+38.29%) Land $118,384 Building $431,317
2025	$2,879.00 (-3.26%)	$159,005 (+8.65%) Land $44,311 Building $114,694	$397,512 (+8.65%) Land $110,778 Building $286,734
2023	$2,976.00	$146,341 Land $31,647 Building $114,694	$365,852 Land $79,118 Building $286,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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