3850 Talking Rock Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 3850 Talking Rock Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,566 sqft · built 1945
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,429 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021C-038`

Property Details

APN / Parcel Number

Primary APN	`021C-038`
Alternative APN	`3972`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,566 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	278,784 sqft (6.4 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3972
Street Address	3850 TALKING ROCK RD
City	TALKING ROCK
State	GA
Zip	30175-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL194 6.40AC HOUSE
Legal Subdivision	MELVIN L CAGLE SURV
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	4
Census Block	4053
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3850 TALKING ROCK RD, TALKING ROCK, GA 30175-6526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP
Aug 6, 2018	Warranty Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024
Deed Sale	May 24, 2024
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Book / Page	1399 / 951
Prior Transfer Date	Aug 18, 2003
Prior Transfer Doc	0537000309
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3850 TALKING ROCK RD, TALKING ROCK, GA 30175-6526
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 TALKING ROCK RD, TALKING ROCK, GA 30175-6526

Mortgage

Document Number	0012750000000924
Date	May 26, 2021
Book Page	0000001275/0000000924

Lender

Name	INTERCONTINENTAL CAPITAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	3850 TALKING ROCK RD, TALKING ROCK, GA 30175-6526
Document Number	0012750924
Instrument Date	May 20, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 TALKING ROCK RD TALKING ROCK GA 301756526, TALKING ROCK, GA 30175-6526

Mortgage

Document Number	0012750924
Date	May 26, 2021
Book Page	001275/000924

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKENS GA
Recording Date	Aug 6, 2018
Property Address	3850 TALKING ROCK RD, TALKING ROCK, GA 30175-6526
Document Number	0011560148
Book / Page	001156 / 000148
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 TALKING ROCK RD TALKING ROCK GA 301756526, TALKING ROCK, GA 30175-6526

Mortgage

Document Number	11560149
Date	Aug 6, 2018
Book Page	001156/000149

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,457 (+37.92%) Land $38,652 Building $94,805	$333,641 (+37.92%) Land $96,630 Building $237,011
2025	$1,429.00 (+0.56%) Homeowner's exemption	$96,767 (+29.24%) Land $37,293 Building $59,474	$241,917 (+29.24%) Land $93,233 Building $148,684
2023	$1,421.00	$74,874 Land $20,888 Building $53,986	$187,186 Land $52,221 Building $134,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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