3928 S Harbaugh Dr, Independence, MO 64055 Property Records

Jackson County property record for 3928 S Harbaugh Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,012 sqft · built 1972
Lot Size	0.168 acres (7,310 sqft)
Owner	Company Name on File
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-330-04-30`

Property Details

APN / Parcel Number

Primary APN	`34-330-04-30`
Alternative APNs	`34-330-04-30-00-0-00-000` `34330043000000001` `885785`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	432 sqft
Basement Area	972 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,310 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	371 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	885785
Street Address	3928 S HARBAUGH DR
City	INDEPENDENCE
State	MO
Zip	64055-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE HILLS LOT 218
Legal Subdivision	CARRIAGE HILLS
Legal Block	2
Legal Lot Number	218
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2009
Census Tract	14603

Owner

3928 S Harbaugh Dr is owned by a company that acquired it in February 2020.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	2528 NE ANGEL FISH PL, LEES SUMMIT, MO 64086-7098
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit KS STATEBANK
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2011
Deed Sale	Oct 4, 2011
Prior Sale	May 7, 2007
Deed Document Number	201192226
Last Transfer Date	Feb 26, 2020
Transfer Doc	00E0016688
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3928 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0035941
Date	Apr 14, 2022
Instrument	2022E0035941

Lender

Name	KS STATEBANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 26, 2020
Property Address	3928 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Document Number	0000E16688
Instrument Date	Feb 26, 2020
Instrument	16688E
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2528 NE ANGEL FISH PL LEES SUMMIT MO 640867098, LEES SUMMIT, MO 64086-7098

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3928 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Document Number	0000E76041
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 S HARBAUGH DR INDEPENDENCE MO 640554015, INDEPENDENCE, MO 64055-4015

Mortgage

Document Number	0000E76041
Date	Aug 16, 2017
Instrument	76041E

Lender

Name	COMMERCE BK
Type	Bank
Address	LEES SUMMIT, MO 64064

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3928 S Harbaugh Dr was $1,902, up 3.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,885 (-) Land $4,902 Building $21,983	$141,500 (-)
2025	$1,902.00 (+3.65%)	$26,885 Land $4,902 Building $21,983	$141,500
2024	$1,835.00 (+2.11%)
2023	$1,797.00	$26,762 Land $2,816 Building $23,946	$140,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3928 S Harbaugh Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3928 S Harbaugh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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