3922 S Harbaugh Dr, Independence, MO 64055 Property Records

Jackson County property record for 3922 S Harbaugh Dr, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 904 sqft · built 1973
Lot Size	0.16 acres (6,956 sqft)
Owner	Individual Name on File
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-330-04-33`

Property Details

APN / Parcel Number

Primary APN	`34-330-04-33`
Alternative APNs	`34-330-04-33-00-0-00-000` `34330043300000001` `885788`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	336 sqft
Basement Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,956 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	96 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	885788
Street Address	3922 S HARBAUGH DR
City	INDEPENDENCE
State	MO
Zip	64055-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE HILLS LOT 215
Legal Subdivision	CARRIAGE HILLS
Legal Block	2
Legal Lot Number	215
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2009
Census Tract	14603

Owner

3922 S Harbaugh Dr is owned and occupied by an individual who acquired it in October 2026.

Source: Jackson County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3922 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXBANK
Aug 5, 2019	Warranty Deed, Transfer SECURED TITLE/KANSAS CITY
Aug 24, 2017	Warranty Deed, Transfer SECURITY NAT'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2026
Deed Sale	Oct 9, 2026
Prior Sale	Sep 11, 2025 · Amount on File
Deed Document Number	202676147
Prior Transfer Date	Feb 7, 2017
Prior Transfer Doc	00E0019575
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 9, 2026
Property Address	3922 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Document Number	0000076147
Instrument Date	Oct 6, 2026
Instrument	202676147
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015

Mortgage

Document Number	0000076907,
Date	Oct 9, 2026
Instrument	2026E76907

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 5, 2019
Property Address	3922 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Document Number	0000E60636
Instrument Date	Jul 31, 2019
Instrument	60636E
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30251 GOLDEN LANTERN #E-61 LAGUNA NIGUEL CA 926775993, E-61, LAGUNA NIGUEL, CA 92677-5993

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 24, 2017
Property Address	3922 S HARBAUGH DR, INDEPENDENCE, MO 64055-4015
Document Number	0000E78386
Instrument Date	Aug 9, 2017
Instrument	78386E
Transaction Type	Transfer
Record Updated	Aug 31, 2017

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30251 GOLDEN LANTERN #E261 LAGUNA NIGUEL CA 926775993, E261, LAGUNA NIGUEL, CA 92677-5993

Mortgage

Document Number	E78387
Date	Aug 24, 2017
Instrument	78387E

Lender

Name	SECURITY NAT'L MTG
Type	Mortgage Company
Address	MURRAY, UT 84123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3922 S Harbaugh Dr was $1,796, down 3.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,378 (-) Land $4,894 Building $20,484	$133,570 (-)
2025	$1,796.00 (-3.08%)	$25,378 Land $4,894 Building $20,484	$133,570
2024	$1,853.00 (+2.09%)
2023	$1,815.00	$27,024 Land $2,936 Building $24,088	$142,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3922 S Harbaugh Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 S Harbaugh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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