3928 Park Circle Ln, Apt C, Carmichael, CA 95608 Property Records

Sacramento County property record for 3928 Park Circle Ln, Apt C, Carmichael, CA 95608

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,400 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$335,000 (Feb 2026)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-0310-056-0003`

Property Details

APN / Parcel Number

Primary APN	`260-0310-056-0003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3928 PARK CIRCLE LN, C
City	CARMICHAEL
State	CA
Zip	95608-6756
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-5
Legal Description	LOT 3, UNIT NO. 3928-3, COTTAGE PARK.
Legal Subdivision	COTTAGE PARK
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 PARK CIRCLE LN, C, CARMICHAEL, CA 95608-6756
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 28, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Book / Page	20260225 / 540
Prior Transfer Date	Dec 20, 2002
Prior Transfer Doc	2002001268
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 25, 2026
Property Address	3928 PARK CIRCLE LN APT C, C, CARMICHAEL, CA 95608-6756
Document Number	0000000540
Map Reference	MB 840711 PG 802
Instrument Date	Feb 19, 2026
Instrument	202602250540
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 PARK CIRCLE LN APT C, C, CARMICHAEL, CA 95608-6756

Mortgage

Document Number	0000000541
Date	Feb 25, 2026
Instrument	202602250541

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2021
Property Address	3928 PARK CIRCLE LN APT C, C, CARMICHAEL, CA 95608-6756
Document Number	0000001392
Map Reference	MB 155 MAP 15
Instrument Date	Jun 25, 2021
Instrument	202106281392
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3928 PARK CIRCLE LN APT C, C, CARMICHAEL, CA 95608-6756

Mortgage

Document Number	0000001393
Date	Jun 28, 2021
Instrument	202106281393

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2018
Property Address	3928 PARK CIRCLE LN APT C, C, CARMICHAEL, CA 95608-6756
Document Number	1809111058
Instrument Date	Sep 6, 2018
Instrument	1809111058
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4511 VAN DYCE WAY FAIR OAKS CA 956286164, FAIR OAKS, CA 95628-6164

Mortgage

Document Number	1809111059
Date	Sep 11, 2018
Instrument	1809111059

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,885 (+2%) Land $104,665 Building $244,220
2025	$4,074.00 (+2.18%) Homeowner's exemption	$342,045 (+4.04%) Land $102,613 Building $239,432
2024	$3,987.00 (+1.66%)
2023	$3,922.00 (+2.08%) Homeowner's exemption	$328,765 Land $98,629 Building $230,136
2022	$3,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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