3928 Park Circle Ln, Apt B, Carmichael, CA 95608 Property Records

Sacramento County property record for 3928 Park Circle Ln, Apt B, Carmichael, CA 95608

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,234 sqft · built 1986
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2023)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`260-0310-056-0002`

Property Details

APN / Parcel Number

Primary APN	`260-0310-056-0002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3928 PARK CIRCLE LN, B
City	CARMICHAEL
State	CA
Zip	95608-6756
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-5
Legal Description	LOT 3, UNIT NO. 3928-2, COTTAGE PARK.
Legal Subdivision	COTTAGE PARK
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 PARK CIRCLE LN, B, CARMICHAEL, CA 95608-6756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 9, 2020	Grant Deed, Transfer · Conventional with PMI MOUNTAIN WEST FIN'L
May 25, 2018	Grant Deed, Transfer · Conventional with PMI AMERICAN PACIFIC MTG
Feb 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Book / Page	20230602 / 579
Prior Transfer Date	Jun 1, 2000
Prior Transfer Doc	2000001337
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2023
Property Address	3928 PARK CIRCLE LN APT B, B, CARMICHAEL, CA 95608-6756
Document Number	0000000579
Map Reference	MB 155 MAP 15
Instrument Date	May 24, 2023
Instrument	202306020579
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 PARK CIRCLE LN APT B, B, CARMICHAEL, CA 95608-6756

Mortgage

Document Number	0000000580
Date	Jun 2, 2023
Instrument	202306020580

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 9, 2020
Property Address	3928 PARK CIRCLE LN APT B, B, CARMICHAEL, CA 95608-6756
Document Number	2011091183
Instrument Date	Nov 3, 2020
Instrument	2011091183
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	330 VERNON ST #262 ROSEVILLE CA 956789516, 262, ROSEVILLE, CA 95678-9516

Mortgage

Document Number	2011091184
Date	Nov 9, 2020
Instrument	2011091184

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Mortgage

Document Number	2011091185,
Date	Nov 9, 2020
Instrument	2011091185

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2018
Property Address	3928 PARK CIRCLE LN APT B, B, CARMICHAEL, CA 95608-6756
Document Number	1805251307
Instrument Date	May 23, 2018
Instrument	1805251307
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 PARK CIRCLE LN #13 CARMICHAEL CA 956086756, 13, CARMICHAEL, CA 95608-6756

Mortgage

Document Number	1805251308
Date	May 25, 2018
Instrument	1805251308

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 9, 2018
Property Address	3928 PARK CIRCLE LN APT B, B, CARMICHAEL, CA 95608-6756
Document Number	1802091003
Instrument Date	Feb 2, 2018
Instrument	1802091003
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3928 PARK CIRCLE LN #B CARMICHAEL CA 956086756, B, CARMICHAEL, CA 95608-6756

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$328,973 (+2%) Land $98,692 Building $230,281
2025	$3,838.00 (+2.18%) Homeowner's exemption	$322,523 (+10.75%) Land $96,757 Building $225,766
2024	$3,756.00 (+8.34%)
2023	$3,467.00 (+2.06%) Homeowner's exemption	$291,205 Land $87,361 Building $203,844
2022	$3,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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