3928 Bedford Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3928 Bedford Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,419 sqft · built 2000
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Feb 2021)
Tax Bill	$8,307 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-302-04-00`

Property Details

APN / Parcel Number

Primary APN	`162-302-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,419 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,500 sqft (0.149 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3928 BEDFORD AVE
City	OCEANSIDE
State	CA
Zip	92056-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 188 TR 007301
Legal Subdivision	MESA LOMA
Legal Tract	007301
Legal Block	2
Legal Lot Number	188
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Oct 15, 2018	Grant Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS
Jun 1, 2018	Grant Deed, Transfer TICOR TITLE COMPANY/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	202195841
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0000166903
Record Updated	Oct 29, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2021
Property Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000095841
Map Reference	MAP 7301
Instrument Date	Jan 30, 2021
Instrument	2021-0095841
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000095842
Date	Feb 8, 2021
Instrument	2021-0095842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000318293
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3928 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000318293
Date	Jun 18, 2020
Instrument	318293

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000343794
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3928 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000343794
Date	Aug 14, 2019
Instrument	343794

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000428051
Instrument Date	Sep 11, 2018
Instrument	428051
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$597.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3928 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	428052
Date	Oct 15, 2018
Instrument	428052

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	3928 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000222818
Instrument Date	Apr 25, 2018
Instrument	222818
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	TICOR TITLE COMPANY/CA

Transaction

Amount	Amount Recorded
Tax	$491.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2516 W STONEHAVEN LOOP LEHI UT 840434895, LEHI, UT 84043-4895

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,707 (+2%) Land $529,957 Building $230,750
2025	$8,307.00 (+5.21%) Homeowner's exemption	$745,792 (+4.04%) Land $519,566 Building $226,226
2023	$7,896.00 (+1.56%) Homeowner's exemption	$716,835 Land $499,392 Building $217,443
2022	$7,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Bedford Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures