3920 Bedford Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3920 Bedford Ave, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,461 sqft · built 1973
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (May 2024)
Tax Bill	$9,263 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-302-06-00`

Property Details

APN / Parcel Number

Primary APN	`162-302-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,461 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,400 sqft (0.147 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3920 BEDFORD AVE
City	OCEANSIDE
State	CA
Zip	92056-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 190 TR 007301
Legal Subdivision	MESA LOMA
Legal Tract	007301
Legal Block	2
Legal Lot Number	190
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3920 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2016	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Nov 16, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Deed Document Number	2024124184
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000463099
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3920 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 BEDFORD AVE, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000265983
Date	Sep 24, 2025
Instrument	2025-0265983

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3920 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000053785
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000053785
Date	Feb 1, 2017
Instrument	53785

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.58%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3920 BEDFORD AVE, OCEANSIDE, CA 92056-3337
Document Number	0000053786
Instrument Date	Nov 16, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3920 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

Mortgage

Document Number	0000053786
Date	Feb 1, 2017
Instrument	53786

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,926 (+2%) Land $697,068 Building $150,858
2025	$9,263.00 (+1,356.45%) Homeowner's exemption	$831,300 (+1,282.78%) Land $683,400 Building $147,900
2023	$636.00 (+1.76%) Homeowner's exemption	$60,118 Land $15,288 Building $44,830
2022	$625.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Bedford Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures