39274 Ingram Ln, Polson, MT 59860 Property Records

Lake County property record for 39274 Ingram Ln, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 2008
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,500 (May 2020)
Tax Bill	$2,221 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R152024`

Property Details

APN / Parcel Number

Primary APN	`R152024`
Alternative APNs	`15-3228-30-1-02-06-0000` `0000030694`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,676 sqft (4.01 acres)
View / Lot	Mountain
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000030694
Street Address	39274 INGRAM LN
City	POLSON
State	MT
Zip	59860-6955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMAN ROAD ESTATES II PHASE 1, S30, T22 N, R20 W, LOT TR 11, ACRES 4.01
Legal Range	20W
Legal Township	22N
Legal Section	30
Legal Subdivision	FORMAN ROAD ESTATES II PHASE 1
Legal Tract	11
Legal Lot Number	TR 11
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1058
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39274 INGRAM LN, POLSON, MT 59860-6955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Sep 26, 2018	Deed of Trust, Mortgage · ARM GLACIER BANK
Jul 25, 2018	Deed of Trust, Mortgage · ARM GLACIER BANK
Apr 6, 2018	Quit Claim Deed, Transfer · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	2020576864
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	561413
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 4, 2020
Property Address	39274 INGRAM LN, POLSON, MT 59860-6955
Document Number	576864
Instrument Date	May 1, 2020
Instrument	576864
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39274 INGRAM LN, 39274, POLSON, MT 59860-6955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39274 INGRAM LN, POLSON, MT 59860-6955

Mortgage

Document Number	576865
Date	May 4, 2020
Instrument	576865

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39274 INGRAM LN, POLSON, MT 59860-6955
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565423
Date	Sep 26, 2018
Instrument	565423

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.05%
Index	1-Year CMT
Margin	3
Max Rate	9.05%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39274 INGRAM LN, POLSON, MT 59860-6955
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	563469
Date	Jul 25, 2018
Instrument	563469

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.05%
Index	1-Year CMT
Margin	3
Max Rate	9.05%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MT
Recording Date	Apr 6, 2018
Property Address	39274 INGRAM LN, POLSON, MT 59860-6955
Document Number	561413
Instrument Date	Mar 27, 2018
Instrument	561413
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, 3415, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 6TH AVE W, POLSON, MT 59860-2649

Mortgage

Document Number	561414
Date	Apr 6, 2018
Instrument	561414

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,221.00 (-20.62%)	$645,100 (-)
2025	$2,798.00 (-19.78%)	$645,100 (+20.81%)	$645,100 (+20.81%) Land $142,401 Building $502,699
2023	$3,488.00	$534,000	$534,000 Land $94,726 Building $439,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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