39065 Ingram Ln, Polson, MT 59860 Property Records

Lake County property record for 39065 Ingram Ln, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2003
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Sep 2021)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2006 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R1523615`

Property Details

APN / Parcel Number

Primary APN	`R1523615`
Alternative APNs	`15-3228-30-1-01-21-0000` `0000030416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	216,058 sqft (4.96 acres)
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	188 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000030416
Street Address	39065 INGRAM LN
City	POLSON
State	MT
Zip	59860-8373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORMAN ROAD ESTATES, S30, T22 N, R20 W, LOT 4, ACRES 4.96
Legal Range	20W
Legal Township	22N
Legal Section	30
Legal Subdivision	FORMAN ROAD ESTATES
Legal Lot Number	4
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1058
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	39065 INGRAM LN, POLSON, MT 59860-8373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 21, 2006	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Feb 23, 2026	Intrafamily Transfer, Transfer
Feb 23, 2026	Intrafamily Transfer, Transfer
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
Jul 31, 2013	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING INC
Apr 13, 2012	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	2021591679
Last Transfer Date	Feb 20, 2026
Transfer Doc	0000637189
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586111
Date	Mar 2, 2021
Instrument	586111

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 1, 2050

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000472996
Date	Sep 21, 2006
Instrument	472996

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	47 Months
Due	Aug 21, 2010

Interest

Rate	7.5%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Feb 23, 2026
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Document Number	0000637189
Instrument Date	Feb 20, 2026
Instrument	637189
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39065 INGRAM LN, POLSON, MT 59860-8373

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Feb 23, 2026
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Document Number	0000637189
Instrument Date	Feb 20, 2026
Instrument	637189
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39065 INGRAM LN, POLSON, MT 59860-8373

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 1, 2021
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Document Number	0000591679
Instrument Date	Aug 27, 2021
Instrument	591679
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 974, POLSON, MT 59860-0974

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39065 INGRAM LN, POLSON, MT 59860-8373

Mortgage

Document Number	0000591680
Date	Sep 1, 2021
Instrument	591680

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 31, 2013
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Document Number	0000530283
Instrument Date	Jul 25, 2013
Instrument	530283
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39065 INGRAM LN, POLSON, MT 59860-8373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 OBRIEN TER UNIT B, B, BIGFORK, MT 59911-3549

Mortgage

Document Number	0000530284
Date	Jul 31, 2013
Instrument	530284

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2043

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 13, 2012
Property Address	39065 INGRAM LN, POLSON, MT 59860-8373
Document Number	0000520580
Instrument Date	Apr 13, 2012
Instrument	520580
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39065 INGRAM LN, POLSON, MT 59860-8373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 EXPRESSWAY APT 8, 8, MISSOULA, MT 59808-1485

Mortgage

Document Number	0000520581
Date	Apr 13, 2012
Instrument	520581

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00 (-20.57%)	$606,800 (-)
2025	$2,615.00 (-9.58%)	$606,800 (+38.6%)	$606,800 (+38.6%) Land $151,996 Building $454,804
2023	$2,892.00	$437,800	$437,800 Land $106,696 Building $331,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 83% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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