3927 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 3927 Hwy 4, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property Type	Commercial > Office > Financial Building
Bedrooms	1 Beds
Bathrooms	5 Baths
Year Built	Built 1995
Square Footage	12,471 sqft Total Area
Lot Size	77,493 sqft (1.77 acres)
Last Sale	$400,000 (2007)
Tax Bill	$16,536.00 (2024)

Owner

Source: Santa Rosa County records · APN 41-5N-29-0000-06400-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5100 HIGHWAY 4, JAY, FL 32565-2326
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2007 · Amount on Record
Deed Sale	Nov 29, 2007 · Amount on Record
Deed Doc Number	0027880558
Last Transfer Date	Jan 08, 2015
Transfer Doc	0033990309
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3927 HIGHWAY 4, JAY, FL 32565-1704
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038570276
Date	Aug 06, 2019
Book Page	3857/0276
Instrument	201934248

Lender

Name	UNITED BANK
Type	Bank
Address	JAY, FL 32565

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$16,536.00 (+14.37%)	$1,160,978 (+27.79%) Land $72,500 Building $1,088,478	$1,160,978 (+27.79%) Land $72,500 Building $1,088,478
2023	$14,458.00 (-5.58%)	$908,522 (-5.05%) Land $72,500 Building $836,022	$908,522 (-5.05%) Land $72,500 Building $836,022
2022	$15,312.00	$956,883	$956,883 Land $50,375 Building $906,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`41-5N-29-0000-06400-0000`

Interior

Bedrooms	1 Beds
Full Baths	5 Baths
Total Rooms	27 Rooms
Building Area	12,471 sqft Total Area
1st Floor	12,058 sqft 1st Floor
Upper Floors	5,950 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Masonry Foundation
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	77,493 sqft (1.77 acres)
Driveway	1 Driveway
Driveway Area	40,500 sqft Driveway

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Porch	Enclosed Porch
Porch Area	105 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	415N290000064000000
Street Address	3927 HIGHWAY 4
City	JAY
State	FL
Zip	32565-1704
Property Usage	Commercial Property Usage
Type	Commercial > Office > Financial Building
Legal Description	BEG NW CORN LT 3 N H GRANT THN E 291 FT TO C/L HWY 89 FOR POB & CONT E 170.8 FT THN S333'W 135.45 FT THN S8907'E 66.5 FT
Legal Range	29W
Legal Township	05N
Legal Section	41
Legal Lot Number	1,3
Jurisdiction	SANTA ROSA FL
Minor Civil Division	JAY
Census Blockgroup	2
Census Block	2015
Census Tract	10200