Santa Rosa County property record for 3918 Hwy 4, Jay, FL 32565
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1 bd · 2 ba · 4,591 sqft · built 2010 |
| Lot Size | 1.63 acres (71,046 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $7,475 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-5N-29-0000-03500-0000 |
| Primary APN | 40-5N-29-0000-03500-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,591 sqft Total Area |
| 1st Floor Area | 2,881 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 71,046 sqft (1.63 acres) |
| Driveway | Driveway |
| Driveway Area | 20,500 sqft |
| Patio Area | 471 sqft |
| Fence | Fence |
| Canopy | 1,804 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 405N290000035000000 |
|---|---|
| Street Address | 3918 HIGHWAY 4 |
| City | JAY |
| State | FL |
| Zip | 32565-1751 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CV-3 |
| Legal Description | NEW LEGAL DESCRIPTION ADDING # 37 TO #35 DES AS FOLLOWS: COM AT SW CORN OF LOT 1 ACCDNG TO PLAT REC IN DB Q PG 151 THN |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 40 |
| Legal Subdivision | NEW LEGAL DESCRIPTION ADD |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 841, MILTON, FL 32572-0841 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2006 |
| Deed Sale | Feb 15, 2006 |
| Deed Document Number | 0025651207 |
| Last Transfer Date | May 4, 2009 |
| Transfer Doc | 0028980015 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Jay Town |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,475.00 (+12.09%) | $516,977 (+20.51%) Land $55,370 Building $461,607 | $516,977 (+20.51%) Land $55,370 Building $461,607 |
| 2023 | $6,669.00 (+5.32%) | $428,995 (+0.36%) Land $67,196 Building $361,799 | $428,995 (+0.36%) Land $67,196 Building $361,799 |
| 2022 | $6,332.00 | $427,468 | $427,468 Land $64,685 Building $362,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Dragonfly Internet.
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