3926 Pine Tree Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3926 Pine Tree Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1979
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Jan 2020)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0029070`

Property Details

APN / Parcel Number

Primary APN	`R0029070`
Alternative APNs	`NC29CHCR3 8 12001` `29070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,450 sqft
1st Floor Area	1,900 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	550 sqft
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29070
Street Address	3926 PINE TREE CIR
City	NORMAN
State	OK
Zip	73072-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHERRY CREEK SEC 3 LOT 12 BLK 8
Legal Range	03W
Legal Township	09
Legal Section	34
Legal Subdivision	CHERRY CREEK 3
Legal Block	8
Legal Lot Number	12
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2006
Census Tract	201508

Owner

Source: Cleveland County assessment roll, APN R0029070, as of February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3926 PINE TREE CIR, NORMAN, OK 73072-5010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2020 · Amount on Record
Deed Sale	Jan 02, 2020 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	202070
Deed Book / Page	6007 / 259
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	R201012769
Record Updated	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 02, 2020
Property Address	3926 PINE TREE CIR, NORMAN, OK 73072-5010
Document Number	0000000070
Book / Page	006007 / 000259
Instrument Date	Dec 20, 2019
Instrument	70
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3926 PINE TREE CIR NORMAN OK 730725010, NORMAN, OK 73072-5010

Mortgage

Document Number	71
Date	Jan 02, 2020
Book Page	006007/000261
Instrument	71

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll as of February 9, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00 (+6.26%) Homeowner's exemption	$28,132 (+6.09%) Land $6,251 Building $21,881	$258,824 (+9.56%) Land $57,515 Building $201,309
2023	$3,065.00 Homeowner's exemption	$26,517 Land $4,776 Building $21,741	$236,235 Land $42,553 Building $193,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), as of February 20, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400272015082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 444 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Oklahoma Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK1020801, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.