Cleveland County property record for 3922 Pine Tree Cir, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 1978 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,349 (2024) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0029069 |
| Primary APN | R0029069 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 1,965 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Porch | Porch |
| Porch Area | 287 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29069 |
|---|---|
| Street Address | 3922 PINE TREE CIR |
| City | NORMAN |
| State | OK |
| Zip | 73072-5010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY CREEK SEC 3 LOT 11 BLK 8 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 34 |
| Legal Subdivision | CHERRY CREEK 3 |
| Legal Block | 8 |
| Legal Lot Number | 11 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 201508 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2023 | Intrafamily Transfer, Transfer · Line of Credit ARMSTRONG BANK |
| Aug 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SERVION INC |
| May 25, 2021 | Intrafamily Transfer, Transfer |
| May 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2023 |
| Transfer Doc | 0R20238601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 10, 2023 |
| Property Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Document Number | 0R20238601 |
| Book / Page | 6535 / 1449 |
| Instrument Date | Mar 31, 2023 |
| Instrument | R 2023 8601 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0R20238680 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | R 2023 8680 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 4, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 10, 2021 |
| Property Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Document Number | R202133665 |
| Book / Page | 6290 / 1254 |
| Instrument Date | Jul 23, 2021 |
| Instrument | R 2021 33665 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Document Number | R202133666 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | R 2021 33666 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 25, 2021 |
| Property Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Document Number | R202121595 |
| Book / Page | 6247 / 1284 |
| Instrument Date | May 25, 2021 |
| Instrument | R 2021 21595 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 21, 2021 |
| Property Address | 3922 PINE TREE CIR, NORMAN, OK 73072-5010 |
| Document Number | R202121007 |
| Book / Page | 6245 / 1018 |
| Instrument Date | May 21, 2021 |
| Instrument | R 2021 21007 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $21,230 (+6.09%) Land $4,539 Building $16,691 | $266,180 (+9.61%) Land $56,912 Building $209,268 |
| 2024 | $2,349.00 (+2.89%) | ||
| 2023 | $2,283.00 Homeowner's exemption | $20,012 Land $3,411 Building $16,601 | $242,841 Land $41,392 Building $201,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures