Union County property record for 3926 Mountain Dr, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1984 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $413,000 (Nov 2021) |
| Tax Bill | $1,028 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-060-064 |
| Primary APN | 04-060-064 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Slab |
| Porch Area | 138 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3926 MOUNTAIN DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #48 MOUNTAIN VIEW PB05 PG188 |
| Legal Subdivision | MOUNTAIN VIEW |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20901 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3926 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Nov 19, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 202155019 |
| Deed Book / Page | 8319 / 160 |
| Prior Transfer Date | Sep 29, 2020 |
| Prior Transfer Doc | 7837699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3926 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3305 KELLYSTONE DR, MONROE, NC 28110-6302 |
| Investor | Possibly a Property Investor |
| Document Number | 0008163772 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 8163/772 |
| Instrument | 32249 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 19 Months |
| Due | Feb 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 19, 2021 |
| Property Address | 3926 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0008319160 |
| Book / Page | 8319 / 160 |
| Map Reference | MB 5 PG 188 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 55019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 202, MONROE, NC 28111-0202 |
| Name | Verified Name |
|---|---|
| Address | 3926 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0000055020 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 55020 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,000 (-) Land $46,400 Building $168,600 | $215,000 (-) Land $46,400 Building $168,600 | |
| 2025 | $1,028.00 (-19.88%) | $215,000 (+4.32%) Land $46,400 Building $168,600 | $215,000 (+4.32%) Land $46,400 Building $168,600 |
| 2023 | $1,283.00 | $206,100 Land $29,500 Building $176,600 | $206,100 Land $29,500 Building $176,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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