Union County property record for 3904 Mountain Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,612 sqft · built 1968 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Nov 2025) |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-060-056 |
| Primary APN | 04-060-056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 1,500 sqft |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 106,722 sqft (2.45 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3904 MOUNTAIN DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #40 MOUNTAIN VIEW PB05 PG188 PLUS OPCI176 |
| Legal Subdivision | MOUNTAIN VIEW |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20901 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 3, 2025 | Warranty Deed, Transfer |
| Jan 3, 2025 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jan 3, 2025 · Amount on Record |
| Deed Document Number | 202530843 |
| Deed Book / Page | 9250 / 393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0009250393 |
| Book / Page | 9250 / 393 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 30843 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | BROKERS TITLE SERVICES LLC, BROKER TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 856 CARMONA CT, MATTHEWS, NC 28104-6096 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0000030844 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 30844 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 3, 2025 |
| Property Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0009040865 |
| Book / Page | 9040 / 865 |
| Instrument Date | Dec 31, 2024 |
| Instrument | 196 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 611 OLD PAGLND MARSHVL RD, MARSHVILLE, NC 28103-8030 |
| Name | Verified Name |
|---|---|
| Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 3, 2025 |
| Property Address | 3904 MOUNTAIN DR, MONROE, NC 28112-8147 |
| Document Number | 0009040868 |
| Book / Page | 9040 / 868 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 197 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 2, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19825 N COVE RD, CORNELIUS, NC 28031-6446 |
| Name | Verified Name |
|---|---|
| Address | 856 CARMONA CT, MATTHEWS, NC 28104-6096 |
| Document Number | 0000000198 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 198 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,900 (-) Land $46,400 Building $140,500 | $186,900 (-) Land $46,400 Building $140,500 | |
| 2025 | $893.00 (-15.03%) | $186,900 (+10.72%) Land $46,400 Building $140,500 | $186,900 (+10.72%) Land $46,400 Building $140,500 |
| 2023 | $1,051.00 | $168,800 Land $35,400 Building $133,400 | $168,800 Land $35,400 Building $133,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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