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3924 Ramiro St, Sebring, FL 33872 Property Records

Highlands County property record for 3924 Ramiro St, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,939 sqft · built 1984
Lot Size0.232 acres (10,131 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (Jul 2021)
Tax Bill$2,727 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC044802002200270

Property Details

APN / Parcel Number

Primary APNC044802002200270
Alternative APN
  • C-04-34-28-020-0220-0270

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,939 sqft Living Area
1st Floor Area1,628 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,131 sqft (0.232 acres)
Lot Dimensions125 ft deep x 81 ft wide
Garage TypeFinished
Garage Area312 sqft
DrivewayDriveway
Driveway Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044802002200270
Street Address3924 RAMIRO ST
CitySEBRING
StateFL
Zip33872-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 27 BLK 22
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LK SEB UNIT 02
Legal Block22
Legal Lot Number27
Legal Unit2
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2048
Census Tract960504

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3924 RAMIRO ST, SEBRING, FL 33872-2229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Feb 25, 2019Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG
Oct 20, 2017Grant Deed, Transfer
APEX TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Prior SaleFeb 25, 2019 · Amount on Record
Deed Document Number2042058
Deed Book / Page2834 / 884
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 1, 2021
Property Address3924 RAMIRO ST, SEBRING, FL 33872-2229
Document Number0002042058
Book / Page2834 / 884
Map ReferenceMB 9 PG 48
Instrument DateJun 30, 2021
Instrument2042058
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,049.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3407 SUNRISE DR, 3407, SEBRING, FL 33872-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address3924 RAMIRO ST, SEBRING, FL 33872-2229

Mortgage

Document Number0002834886
DateJul 1, 2021
Instrument2834/886
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 25, 2019
Property Address3924 RAMIRO ST, SEBRING, FL 33872-2229
Document Number0001929982
Book / Page002679 / 000614
Instrument DateFeb 25, 2019
Instrument1929982
Transaction TypeTransfer
Record UpdatedMar 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3924 RAMIRO ST SEBRING FL 338722229, SEBRING, FL 33872-2229

Mortgage

Document Number1929983
DateFeb 25, 2019
Book Page002679/000616
Instrument1929983
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 24, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateOct 20, 2017
Property Address3924 RAMIRO ST, SEBRING, FL 33872-2229
Document Number0001869379
Book / Page002603 / 000391
Instrument DateOct 18, 2017
Instrument1869379
Transaction TypeTransfer
Record UpdatedDec 5, 2017
Title CompanyAPEX TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3924 RAMIRO ST SEBRING FL 338722229, SEBRING, FL 33872-2229

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$179,117 (+9.24%) Land $18,500 Building $160,617$179,117 (+9.24%) Land $18,500 Building $160,617
2024$2,727.00 (+9.83%)
2023$2,483.00 (+9%)$163,971 (+17.4%) Land $11,500 Building $152,471$163,971 (+17.4%) Land $11,500 Building $152,471
2022$2,278.00$139,669 Land $5,500 Building $134,169$139,669 Land $5,500 Building $134,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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