Highlands County property record for 3917 Ramiro St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 1985 |
| Lot Size | 0.274 acres (11,949 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Aug 2009) |
| Tax Bill | $2,834 (2024) |
| Deeds & Mortgages | Mar 2021 Transfer Sep 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-020-0210-0010 |
| Primary APN | C-04-34-28-020-0210-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 1,587 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,949 sqft (0.274 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Finished |
| Garage Area | 598 sqft |
| Driveway | Driveway |
| Driveway Area | 775 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 63 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3917 RAMIRO ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 1 BLK 21 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LK SEB UNIT 02 |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Legal Unit | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960504 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3917 RAMIRO ST, SEBRING, FL 33872-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on Record |
| Deed Sale | Aug 12, 2009 · Amount on Record |
| Prior Sale | Sep 12, 2018 |
| Deed Document Number | 0001554143 |
| Deed Book / Page | 2202 / 1300 |
| Last Transfer Date | Mar 17, 2021 |
| Transfer Doc | 0002024367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 17, 2021 |
| Property Address | 3917 RAMIRO ST, SEBRING, FL 33872-2266 |
| Document Number | 0002024367 |
| Book / Page | 2809 / 498 |
| Map Reference | MB 9 PG 48 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2024367 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3917 RAMIRO ST, 3917, SEBRING, FL 33872-2266 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3917 RAMIRO ST, SEBRING, FL 33872-2266 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 12, 2018 |
| Property Address | 3917 RAMIRO ST, SEBRING, FL 33872-2266 |
| Document Number | 0001911249 |
| Book / Page | 002655 / 001070 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 1911249 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3917 RAMIRO ST SEBRING FL 338722266, SEBRING, FL 33872-2266 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3917 RAMIRO ST, SEBRING, FL 33872-2266 |
| Document Number | 0001881156 |
| Book / Page | 002617 / 001044 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3917 RAMIRO ST SEBRING FL 338722266, SEBRING, FL 33872-2266 |
| Document Number | 0001881156 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 002617/001044 |
| Instrument | 1881156 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Jan 21, 2045 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,032 (+8.71%) Land $18,500 Building $167,532 | $186,032 (+8.71%) Land $18,500 Building $167,532 | |
| 2024 | $2,834.00 (+9.34%) | ||
| 2023 | $2,592.00 (+15.25%) | $171,127 (+25.26%) Land $11,500 Building $159,627 | $171,127 (+25.26%) Land $11,500 Building $159,627 |
| 2022 | $2,249.00 | $136,618 Land $5,500 Building $131,118 | $136,618 Land $5,500 Building $131,118 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures