Maricopa County property record for 3924 E Cortez St, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,431 sqft · built 1970 |
| Lot Size | 0.205 acres (8,938 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Apr 2026) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-34-199 |
| Primary APN | 166-34-199 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,431 sqft Living Area |
| 1st Floor Area | 2,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,938 sqft (0.205 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 550 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3924 E CORTEZ ST |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | CAVALIER ESTATES 6 MCR 124-48 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 24 |
| Legal Subdivision | CAVALIER ESTATES 6 |
| Legal Lot Number | 368 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104900 |
Source: Maricopa County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK |
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Sep 2, 1997 · Amount on Record |
| Deed Document Number | 2026260107 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 0000551362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Investor | Possibly a Property Investor |
| Document Number | 0000882061 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 20210882061 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Title Company | GRAND CANYON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Investor | Possibly a Property Investor |
| Document Number | 0000314832 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 20210314832 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 30, 2026 |
| Property Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Document Number | 0000260107 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026260107 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Document Number | 0000260108, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026260108 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3924 E CORTEZ ST, PHOENIX, AZ 85028-2122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001894 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018-0001894 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,870 (+97.96%) | $608,700 (+7.64%) Land $121,700 Building $487,000 | |
| 2025 | $2,662.00 (+5.01%) | $30,748 (-47.09%) | $565,500 (-2.68%) Land $113,100 Building $452,400 |
| 2024 | $58,110 | $581,100 Land $116,200 Building $464,900 | |
| 2023 | $2,535.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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