Maricopa County property record for 3915 E Cortez St, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 1970 |
| Lot Size | 0.204 acres (8,889 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Nov 2023) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-34-188 |
| Primary APN | 166-34-188 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,889 sqft (0.204 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 340 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3915 E CORTEZ ST |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | CAVALIER ESTATES 6 MCR 124-48 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 24 |
| Legal Subdivision | CAVALIER ESTATES 6 |
| Legal Lot Number | 357 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 104900 |
Source: Maricopa County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Dec 20, 2022 | Beneficiary Deed, Transfer |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Prior Sale | May 1, 2013 · Amount on Record |
| Deed Document Number | 2023597444 |
| Prior Transfer Date | Dec 20, 2022 |
| Prior Transfer Doc | 0000902086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Document Number | 0000055734 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 20260055734 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 20, 2023 |
| Property Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Document Number | 0000597444 |
| Map Reference | MB 124 PG 48 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 20230597444 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Document Number | 0000597445 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 20230597445 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 20, 2022 |
| Property Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Document Number | 0000902086 |
| Map Reference | MB 124 PG 48 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 20220902086 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3915 E CORTEZ ST, PHOENIX, AZ 85028-2121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000369916 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 20200369916 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,850 (+112.8%) | $548,500 (+7.63%) Land $109,700 Building $438,800 | |
| 2025 | $2,231.00 (+4.99%) | $25,775 (-50.97%) | $509,600 (-3.06%) Land $101,900 Building $407,700 |
| 2024 | $52,570 (+20.21%) | $525,700 (+20.21%) Land $105,100 Building $420,600 | |
| 2023 | $2,125.00 (+0.95%) | $43,730 Land $8,740 Building $34,990 | $437,300 Land $87,400 Building $349,900 |
| 2022 | $2,105.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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