3924 Baldwin Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 3924 Baldwin Ln, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,719 sqft · built 2006
Lot Size	0.118 acres (5,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2023)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687552-000840`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687552-000840`
Alternative APNs	`132926687552000840` `32926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,123 sqft (0.118 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	443 sqft
Porch	Florida Room
Porch Area	182 sqft

Location & Zoning

Street Address	3924 BALDWIN LN
City	WINTER HAVEN
State	FL
Zip	33884-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 84
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	TRADITIONS PHASE 1
Legal Phase	1
Legal Tract	687552
Legal Block	1
Legal Lot Number	84
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	1
Census Block	1020
Census Tract	14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6653 FULTON DR NW, CANTON, OH 44718-1512
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Aug 21, 2013 · Amount on Record
Deed Document Number	2023111236
Deed Book / Page	12689 / 44
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 12, 2023
Property Address	3924 BALDWIN LN, WINTER HAVEN, FL 33884-5210
Document Number	0000111236
Book / Page	12689 / 44
Map Reference	MB 131 PG 47-54
Instrument Date	May 5, 2023
Instrument	2023111236
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4716 SILVER OAKS W, MATTAWAN, MI 49071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 BALDWIN LN, WINTER HAVEN, FL 33884-5210

Mortgage

Document Number	0000111237
Date	May 12, 2023
Book Page	12689/45
Instrument	2023111237

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,912 (-10.46%) Land $42,000 Building $163,912	$205,912 (-10.46%) Land $42,000 Building $163,912
2025	$4,299.00 (+150.09%)	$229,958 (+65.56%) Land $42,000 Building $187,958	$229,958 (+2.21%) Land $42,000 Building $187,958
2023	$1,719.00 (+3.74%)	$138,896 (+3%)	$224,991 (+8.63%) Land $40,000 Building $184,991
2022	$1,657.00 Homeowner's exemption	$134,850	$207,125 Land $33,000 Building $174,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20