Polk County property record for 3923 Baldwin Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,719 sqft · built 2006 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $171,000 (Jun 2018) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687552-000930 |
| Primary APN | 26-29-13-687552-000930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,719 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,140 sqft (0.118 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Porch | Florida Room |
| Porch Area | 182 sqft |
| Street Address | 3923 BALDWIN LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 93 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | TRADITIONS PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 687552 |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3806 FIELDSTONE CIR, WINTER HAVEN, FL 33881-3248 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on Record |
| Deed Sale | Jun 11, 2018 · Amount on Record |
| Prior Sale | Jan 8, 2007 · Amount on Record |
| Deed Document Number | 2018123534 |
| Deed Book / Page | 10512 / 613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2020 |
| Property Address | 3923 BALDWIN LN, WINTER HAVEN, FL 33884-5211 |
| Document Number | 0115160492 |
| Book / Page | 011516 / 000492 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 282923 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3806 FIELDSTONE CIR WINTER HAVEN FL 338813248, WINTER HAVEN, FL 33881-3248 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 3923 BALDWIN LN, WINTER HAVEN, FL 33884-5211 |
| Document Number | 0105120613 |
| Book / Page | 010512 / 000613 |
| Instrument Date | May 31, 2018 |
| Instrument | 123534 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,197.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3923 BALDWIN LN WINTER HAVEN FL 338845211, WINTER HAVEN, FL 33884-5211 |
| Document Number | 105120615 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 010512/000615 |
| Instrument | 123535 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,409 (-10.45%) Land $42,000 Building $163,409 | $205,409 (-10.45%) Land $42,000 Building $163,409 | |
| 2025 | $4,289.00 (+5.1%) | $229,391 (+2.2%) Land $42,000 Building $187,391 | $229,391 (+2.2%) Land $42,000 Building $187,391 |
| 2024 | $4,081.00 (+7.14%) | ||
| 2023 | $3,809.00 (+8.67%) | $224,453 (+8.57%) Land $40,000 Building $184,453 | $224,453 (+8.57%) Land $40,000 Building $184,453 |
| 2022 | $3,505.00 | $206,739 Land $33,000 Building $173,739 | $206,739 Land $33,000 Building $173,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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